---
title: "China Maintains Five-Year Loan Prime Rate at 3.5%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286985462.md"
description: "The People's Bank of China has decided to keep the five-year loan prime rate (LPR) steady at 3.5%. According to NS3.AI, this rate serves as China's de facto benchmark for lending, and the decision means that a significant borrowing benchmark remains unchanged."
datetime: "2026-05-20T01:15:51.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286985462.md)
  - [en](https://longbridge.com/en/news/286985462.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286985462.md)
---

# China Maintains Five-Year Loan Prime Rate at 3.5%

The People's Bank of China has decided to keep the five-year loan prime rate (LPR) steady at 3.5%. According to NS3.AI, this rate serves as China's de facto benchmark for lending, and the decision means that a significant borrowing benchmark remains unchanged.

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