--- title: "Vietnam Proposes Digital Assets as Loan Collateral for SMEs" type: "News" locale: "en" url: "https://longbridge.com/en/news/288237097.md" description: "Vietnam's Ministry of Finance has put forward a proposal to permit small and medium-sized enterprises (SMEs) to use digital assets as collateral for bank loans. According to NS3.AI, this initiative is included in a draft revision of the Law on Support for SMEs, which is currently open for public consultation. SMEs constitute over 98% of businesses in Vietnam, yet they receive only about 20% of the total bank credit in the country. The proposal aims to enhance access to financing for these enterprises by leveraging digital assets." datetime: "2026-06-01T08:04:25.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/288237097.md) - [en](https://longbridge.com/en/news/288237097.md) - [zh-HK](https://longbridge.com/zh-HK/news/288237097.md) --- # Vietnam Proposes Digital Assets as Loan Collateral for SMEs Vietnam's Ministry of Finance has put forward a proposal to permit small and medium-sized enterprises (SMEs) to use digital assets as collateral for bank loans. According to NS3.AI, this initiative is included in a draft revision of the Law on Support for SMEs, which is currently open for public consultation. SMEs constitute over 98% of businesses in Vietnam, yet they receive only about 20% of the total bank credit in the country. 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