---
title: "OFG: EPS up 21% YoY, NIM guidance raised, strong loan/deposit growth, and stable credit quality"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293363064.md"
description: "EPS rose 21% year-over-year on 4% core revenue growth, with strong loan and deposit expansion, stable credit quality, and improved digital adoption. NIM guidance was raised to 5.25%-5.35% for 2H 2026, and capital ratios strengthened. Operational charges were non-recurring.Based on DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-07-21T15:24:42.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293363064.md)
  - [en](https://longbridge.com/en/news/293363064.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293363064.md)
generator: "portal-rs"
---

# OFG: EPS up 21% YoY, NIM guidance raised, strong loan/deposit growth, and stable credit quality

EPS rose 21% year-over-year on 4% core revenue growth, with strong loan and deposit expansion, stable credit quality, and improved digital adoption. NIM guidance was raised to 5.25%-5.35% for 2H 2026, and capital ratios strengthened. Operational charges were non-recurring.

Based on 

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**