---
title: "EFSC: Net income fell to $40.9 million as asset quality weakened, but capital and loan growth remained solid"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293515211.md"
description: "Net income declined to $40.9 million as higher charge-offs and provision expense impacted results, despite growth in net interest income and loans. Asset quality weakened, but capital ratios remained strong, supported by a $175 million subordinated notes issuance.Original document: Enterprise Financial Services Corporation [EFSC] SEC 8-K Current Report — Jul. 23 2026DisclaimerThis is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source."
datetime: "2026-07-22T20:08:42.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293515211.md)
  - [en](https://longbridge.com/en/news/293515211.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293515211.md)
generator: "portal-rs"
---

# EFSC: Net income fell to $40.9 million as asset quality weakened, but capital and loan growth remained solid

Net income declined to $40.9 million as higher charge-offs and provision expense impacted results, despite growth in net interest income and loans. Asset quality weakened, but capital ratios remained strong, supported by a $175 million subordinated notes issuance.

Original document: Enterprise Financial Services Corporation \[EFSC\] SEC 8-K Current Report — Jul. 23 2026

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

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---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**