---
title: "TransUnion: US auto loan first-party fraud losses jump 267% since 2018 to $323 million"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293615071.md"
description: "TransUnion reports that US auto loan first-party fraud losses surged 267% from $88 million in Q3 2018 to $323 million in Q3 2025, despite lower incident rates. Third-party and synthetic fraud losses also rose significantly. Credit washing emerged as a major risk, with approximately 5% of US consumers having charged-off accounts suppressed in 2025, erasing an estimated $10 billion."
datetime: "2026-07-23T12:17:33.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293615071.md)
  - [en](https://longbridge.com/en/news/293615071.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293615071.md)
generator: "portal-rs"
---

# TransUnion: US auto loan first-party fraud losses jump 267% since 2018 to $323 million

-   TransUnion analysis flagged rising auto-lending fraud losses despite lower incident rates across several fraud types, signaling higher severity per case. \* First-party fraud losses climbed to USD 323 million in Q3 2025 from USD 88 million in Q3 2018, a 267% increase. \* Third-party fraud losses rose to USD 47 million from USD 18 million, even as incidence fell to less than half prior levels. \* Synthetic fraud losses increased to USD 208 million from USD 93 million over the same period. \* Credit washing emerged as a key risk: about 5% of US consumers had charged-off accounts suppressed in 2025, erasing an estimated USD 10 billion. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. TransUnion published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607230817PRIMZONEFULLFEED9766658) on July 23, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**