---
title: "TEXAS CAPITAL BANCSHARES 2Q 2026: Net income $84.9M, EPS $1.83— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/293616105.md"
description: "Texas Capital Bancshares reported Q2 2026 net income of $84.9M and diluted EPS of $1.83, up from the prior year. Growth was driven by increased lending in commercial and mortgage portfolios and higher fees from investment banking and wealth management. While revenue rose, the company noted elevated criticized loans and higher net charge-offs, leading to an increased provision for credit losses."
datetime: "2026-07-23T12:21:02.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/293616105.md)
  - [en](https://longbridge.com/en/news/293616105.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/293616105.md)
generator: "portal-rs"
---

# TEXAS CAPITAL BANCSHARES 2Q 2026: Net income $84.9M, EPS $1.83— 10-Q Summary

TEXAS CAPITAL BANCSHARES reported second-quarter 2026 results with net income of $84.9M, up from $77.3M a year earlier, and diluted earnings per share of $1.83 versus $1.58 in the year‑ago quarter.

**Financial Highlights**

-   Net income: $84.9M for Q2 2026, up from $77.3M in the year‑ago quarter (9.8% YoY).
-   Net income available to common stockholders: $80.6M for Q2 2026, versus $73.0M in the year‑ago quarter (10.4% YoY).
-   Diluted earnings per share: $1.83 for Q2 2026, up from $1.58 in the year‑ago quarter (15.8% YoY).

**Business Highlights**

-   Revenue growth: Net interest and non-interest income increased versus the prior year, supporting higher quarterly and year‑to‑date net income and EPS.
-   Channel & product mix: Growth was driven by increased lending activity across commercial and mortgage finance portfolios and higher fees from investment banking, trading and wealth management.
-   Deposit strategy: Expanded customer deposits and broader deposit sourcing, including increased use of brokered deposits, supported lending growth.
-   Operational capacity: Higher lending volumes and elevated interest-bearing cash balances aided loan originations and mortgage finance throughput.
-   Risk & credit: The company noted elevated criticized loans and higher net charge-offs, which led to an increased provision for credit losses and continued portfolio monitoring.

Original SEC Filing: TEXAS CAPITAL BANCSHARES INC/TX \[ TCBI \] - 10-Q - Jul. 23, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**