---
title: "U.S. Century Bank posts $9.1M Q2 net income, assets top $3.0B and loan production hits $272M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294099313.md"
description: "U.S. Century Bank reported a Q2 net income of $9.1 million, with assets exceeding $3.0 billion and record quarterly loan production of $272 million. The bank achieved diluted EPS of $0.49 and an ROAA of 1.26%. Net interest income reached $24.4 million with a NIM of 3.49%, supported by loan growth and lower deposit costs. Asset quality remained strong, with non-performing loans at just 0.09% of total loans."
datetime: "2026-07-28T17:53:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294099313.md)
  - [en](https://longbridge.com/en/news/294099313.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294099313.md)
generator: "portal-rs"
---

# U.S. Century Bank posts $9.1M Q2 net income, assets top $3.0B and loan production hits $272M

**U.S. Century Bank reported net income of $9.1 million and record quarterly loan production of $272.0 million.**

**Key Highlights:**

-   EOP assets surpassed $3.0B, supporting continued balance-sheet growth and liquidity.
-   Net income $9.1M, diluted EPS $0.49 and ROAA 1.26%, reflecting improved profitability.
-   Record quarterly gross loan production $272.0M; average loans +15.0% annualized vs Q1.
-   Net interest income $24.4M and NIM 3.49%, driven by loan growth and lower deposit cost (2.16%).
-   Asset quality strong: NPLs $2.1M (0.09% of loans), ACL coverage 1.15%, total risk-based capital 13.88%.

Original SEC Filing: USCB FINANCIAL HOLDINGS, INC. \[ USCB \] - 8-K - Jul. 28, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**