---
title: "PayPal Holdings, Inc. 2026: Revenue $8.68B, EPS $1.25— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294115678.md"
description: "PayPal reported Q2 2026 revenue of $8.68B, up 4.8% YoY, driven by 10% TPV growth and gains from hedging, Braintree, and Venmo. Net income declined to $1.1B (-12.5%) due to higher costs, resulting in diluted EPS of $1.25 (-3.1%). Active accounts remained stable at 439M. The company initiated a reorganization targeting $1.5B in annual savings, with near-term charges of $120–140M expected."
datetime: "2026-07-28T21:11:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294115678.md)
  - [en](https://longbridge.com/en/news/294115678.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294115678.md)
generator: "portal-rs"
---

# PayPal Holdings, Inc. 2026: Revenue $8.68B, EPS $1.25— 10-Q Summary

PayPal Holdings, Inc. reported results for the quarter ended 2026 with revenue of $8.68B and diluted EPS of $1.25, as net income declined to $1.1B versus $1.26B a year earlier.

**Financial Highlights**

Metric

Current quarter

Prior year quarter

YoY change

Revenue¹

$8.68B

$8.29B

4.8%

Net income²

$1.1B

$1.26B

(12.5%)

Diluted EPS³

$1.25

$1.29

(3.1%)

*¹ Reported as “Net revenues”. ² Reported as “Net income”. ³ Reported as “Net income (loss) per share”.*

**Business Highlights**

-   Revenue growth was driven by roughly 10% TPV growth, gains from hedging, and expansion in Braintree and Venmo, lifting net revenues about 5% quarter-over-quarter and ~6% year-to-date.
-   Channel mix shifted toward higher TPV share from Braintree and Venmo, while PayPal product revenue was pressured by co-marketing and declines in FX fees.
-   Active accounts remained stable at about 439M, with transactions up roughly 8% to 6.75B for the quarter and transactions per account rising to 60.
-   Management initiated an April 2026 reorganization targeting $1.5B of annual run-rate savings; near-term transformation charges are expected to be about $120–140M.
-   Loss rates improved on lower fraud and credit losses; the company continues to emphasize cybersecurity, regulatory compliance, and credit portfolio funding.

Original SEC Filing: PayPal Holdings, Inc. \[ PYPL \] - 10-Q - Jul. 28, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**