---
title: "Capital One Financial Corp Q2 2026: Revenue $15.85B, Net income $2.94B, EPS $4.73— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294115686.md"
description: "Capital One Financial Corp reported Q2 2026 results with revenue of $15.85B and net income of $2.94B, a significant recovery from the prior year's loss. Diluted EPS reached $4.73. Growth was driven by higher credit-card balances following Discover and Brex acquisitions and expanded payment volumes. While credit trends improved in domestic cards, operating expenses rose due to integration costs."
datetime: "2026-07-28T21:11:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294115686.md)
  - [en](https://longbridge.com/en/news/294115686.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294115686.md)
generator: "portal-rs"
---

# Capital One Financial Corp Q2 2026: Revenue $15.85B, Net income $2.94B, EPS $4.73— 10-Q Summary

Capital One Financial Corp reported results for the second quarter of 2026 with net revenue of $15.85B and net income available to common stockholders of $2.94B, compared with $12.49B revenue and a net loss of $4.34B in the year‑ago quarter; diluted EPS was $4.73 versus $(8.58) a year earlier.

**Financial Highlights**

-   Revenue was $15.85B for Q2 2026, up from $12.49B in the year‑ago quarter; YoY change 27%.
-   Net income was $2.94B for Q2 2026, versus a net loss of $4.34B in the year‑ago quarter.
-   Diluted EPS was $4.73 for Q2 2026, versus $(8.58) in the year‑ago quarter.

**Business Highlights**

-   Net revenue growth was driven by higher credit‑card balances following the Discover and Brex acquisitions and by expanded payment volumes.
-   Integration of Discover’s Global Payment Network (Discover, PULSE, Diners Club) and large-scale debit card reissuance boosted payment volume.
-   Credit card portfolio scale increased, including Brex corporate cards; Consumer Banking grew auto lending and deposits under the company’s national banking strategy.
-   Ongoing Discover and Brex integrations raised operating expense and amortization, with dedicated integration teams and integration charges incurred during the period.
-   Credit trends improved in domestic card portfolios with lower delinquency and charge‑offs; allowance releases in domestic card portfolios were partly offset by allowance builds in auto lending.

Original SEC Filing: CAPITAL ONE FINANCIAL CORP \[ COF \] - 10-Q - Jul. 28, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**