--- title: "Upbound | 8-K: FY2026 Q2 Revenue Beats Estimate at USD 1.2 B" type: "News" locale: "en" url: "https://longbridge.com/en/news/294356359.md" datetime: "2026-07-30T11:32:03.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/294356359.md) - [en](https://longbridge.com/en/news/294356359.md) - [zh-HK](https://longbridge.com/zh-HK/news/294356359.md) generator: "portal-rs" --- # Upbound | 8-K: FY2026 Q2 Revenue Beats Estimate at USD 1.2 B Revenue: As of FY2026 Q2, the actual value is USD 1.2 B, beating the estimate of USD 1.164 B. ### Consolidated Results (Q2 2026) Upbound Group, Inc. reported consolidated revenue of approximately $1.2 billion, an increase of 0.5% year-over-year . GAAP operating profit was $54.3 million, with a GAAP operating profit margin of 4.7%, compared to $50.7 million and 4.4% in the prior year period, respectively . Non-GAAP operating profit was $108.7 million, down from $116.2 million in the prior year period . Net earnings on a GAAP basis were $21.6 million, an increase of $6.1 million from $15.5 million in the prior year period, with a net profit margin of 1.9%, up 60 basis points year-over-year . Adjusted EBITDA decreased 4.6% year-over-year to $127.0 million, with an Adjusted EBITDA margin of 10.9%, a decrease of 60 basis points compared to the prior year period . Consolidated gross profit was $594,838 thousand . Total consolidated operating expenses were $540.6 million . The company announced a quarterly dividend per share of $0.39, or $1.56 annualized . The net leverage ratio was 2.6x for Q1 2026, improving from 2.9x for Q4 2025 . As of March 31, 2026, cash and cash equivalents were $98,412 thousand, total assets were $3,128,117 thousand, total liabilities were $2,412,385 thousand, and total stockholders’ equity increased to $715,732 thousand . Liquidity at quarter-end (Q2 2026) was $487.0 million, capital expenditures were $15.5 million, and dividends paid amounted to $22.9 million . The net leverage ratio at quarter-end (Q2 2026) was 2.6x . ### Segment Performance (Q2 2026) #### Brigit Brigit revenue increased 37.1% year-over-year to $71.1 million, entirely from subscriptions and fees . This was supported by approximately 30.2% growth in paying subscribers to 1.72 million, and a 6.3% increase in average monthly revenue per user (ARPU) to $14.30 . The net advance loss rate was 3.6%, an increase of 100 basis points year-over-year . Net earnings for the segment were $7.5 million, with a net profit margin of 10.6% . Adjusted EBITDA was $11.8 million, with an Adjusted EBITDA margin of 16.6% . #### Acima Acima generated $603.5 million of revenue, decreasing approximately 2.5% year-over-year . Revenue consisted of $477.7 million from rentals and fees, $125.6 million from merchandise sales, and $0.2 million from other sources . Its lease charge-off rate improved 50 basis points year-over-year to 8.8% . Adjusted EBITDA was $98.0 million, and its Adjusted EBITDA margin expanded 117 basis points year-over-year to 16.2% . Gross Merchandise Volume (GMV) decreased approximately 10.7% year-over-year . Net earnings were $73.4 million, with a net earnings margin of 12.2%, a decrease of 100 basis points from the prior year period . #### Rent-A-Center Rent-A-Center achieved $466.4 million in revenue, decreasing approximately 0.2% year-over-year . Revenue consisted of $405.3 million from rentals and fees, $56.2 million from merchandise sales, and $4.9 million from other sources . Company-owned same-store sales increased 1.6% year-over-year . Lease charge-offs for company-owned stores were 5.0%, increasing 30 basis points year-over-year . Net earnings were $54.7 million, a decrease of 13.2% year-over-year . Adjusted EBITDA was $63.2 million, decreasing 7.6% year-over-year . #### Mexico Mexico’s total revenue was $22.4 million, consisting of $20.8 million from rentals and fees, $1.1 million from merchandise sales, and $0.5 million from other sources . Adjusted EBITDA was $401 thousand . ### Cash Flow Net cash provided by operating activities for the second quarter of 2026 was approximately $123.3 million . Free cash flow for the second quarter of 2026 increased to $84 million . For the three months ended March 31, 2026, net cash provided by operating activities was $170,660 thousand, and free cash flow was $135,931 thousand . ### Outlook / Guidance Upbound Group, Inc. narrowed its consolidated revenue range for the full-year 2026 to $4.70–$4.85 billion, while reaffirming its Adjusted EBITDA range of $500–$535 million and non-GAAP diluted EPS range of $4.00–$4.35 . For the third quarter of 2026, the company expects consolidated revenue of $1.05–$1.15 billion, Adjusted EBITDA of $105–$115 million, and non-GAAP diluted EPS of $0.85–$0.95 . ### Related Stocks - [UPBD.US](https://longbridge.com/en/quote/UPBD.US.md) ## Related News & Research - [Gaming and Leisure Properties declares Q3 2026 dividend of $0.82 per share](https://longbridge.com/en/news/297652371.md) - [Citigroup announces Q3 2026 distribution of R$ 0.39 per unit, payable Sept. 3](https://longbridge.com/en/news/297699755.md) - [Jefferies declares Q3 2026 distribution of R$ 1.4 per unit, payable Sept. 3](https://longbridge.com/en/news/297683771.md) - [Masco declares R$ 1.13 per unit distribution for Q3 2026](https://longbridge.com/en/news/297683075.md) - [AGNT declares Q3 2026 dividend of R$ 0.04 per unit, payable Sept. 3](https://longbridge.com/en/news/297698793.md) --- > **Disclaimer: This article is for reference only and does not constitute any investment advice.**