TOMPKINS FINANCIAL CORP Q2 2026: Revenue $105.9M, Net income $29.3M, EPS $2.04— 10-Q Summary

Tompkins Financial Corp reported second-quarter 2026 results with revenue of $105.9M, net income of $29.3M and diluted EPS of $2.04, each up notably from the year-ago quarter as higher loan yields and margin expansion boosted core banking results.

Financial Highlights

• Revenue was $105.9M, compared with $93.6M in the prior-year quarter; YoY change 13.1%.
• Net income was $29.3M, compared with $21.5M in the prior-year quarter; YoY change 36.5%.
• Diluted EPS was $2.04, compared with $1.5 in the prior-year quarter; YoY change 36%.

Business Highlights

• Net interest income rose roughly 23–25% year over year, driven by higher loan yields and an improved net interest margin.
• Loan growth was positive: loans increased about 2.3% since year-end, with average loans up roughly 6.5% year over year led by CRE and C&I expansion.
• Wealth management fees grew about 4–5% year over year; assets under management and custody rose 9.2% to $3.1B, supporting fee diversification.
• The company completed the sale of its insurance subsidiary in October 2025, which reduced noninterest income and expense and sharpened focus on banking and wealth services.
• Continued investment in digital channels and technology aimed to improve customer service and support product delivery for community banking and wealth clients.

Original SEC Filing: TOMPKINS FINANCIAL CORP [ TMP ] - 10-Q - Jul. 31, 2026