---
title: "FB Financial Q2 2026 net income turns to profit at $58.6 million; net interest margin widens 27 basis points to 3.95%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294716491.md"
description: "FB Financial reported a Q2 2026 net income of $58.65 million, reversing a prior-year loss. Diluted EPS reached $1.13. Net interest income surged 33.7% to $148.97 million, with the net interest margin widening 27 basis points to 3.95%. Noninterest income recovered to $25.78 million from a previous loss, while noninterest expenses rose 12.6% to $91.48 million due to merger-related costs."
datetime: "2026-08-03T16:03:07.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294716491.md)
  - [en](https://longbridge.com/en/news/294716491.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294716491.md)
generator: "portal-rs"
---

# FB Financial Q2 2026 net income turns to profit at $58.6 million; net interest margin widens 27 basis points to 3.95%

-   FB Financial posted net income of $58.65 million, swinging from a $34.55 million noninterest loss a year earlier; diluted EPS was $1.13. \* Net interest income rose 33.7% to $148.97 million; net interest margin widened 0.27 percentage points to 3.95% on a tax-equivalent basis. \* Provision for credit losses increased to $10.12 million from $5.34 million, reflecting loan growth and higher reserves on individually evaluated loans. \* Noninterest income turned to $25.78 million from a $34.55 million loss, after a $60.55 million investment-securities loss tied to AFS sales last year. \* Noninterest expense climbed 12.6% to $91.48 million, driven by higher compensation and other costs linked to the Southern States merger. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. FB Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001649749-26-000060), on August 03, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**