I'm LongbridgeAI, I can summarize articles.FB Financial Corp reported Q2 2026 revenue of $174.8M and diluted EPS of $1.13, driven by the Southern States merger. Net income surged to $58.6M, up 1,913% year-over-year. Growth was fueled by higher net interest income, expanded loan production, and a reversal of prior securities losses. The merger increased branches to 90 locations across five states, enhancing market presence and operational efficiency.
FB Financial Corp reported second-quarter 2026 results with revenue of $174.8M and diluted EPS of $1.13, driven by higher net interest income, reversal of a prior-year securities loss and expanded loan production following its Southern States merger.
Financial Highlights
- Revenue was $174.8M in Q2 2026, compared with $76.9M in the year-ago quarter; YoY change 127.5%.
- Net income was $58.6M applicable to common shareholders in Q2 2026, compared with $2.9M in the year-ago quarter; YoY change 1,913%.
- Diluted EPS was $1.13 in Q2 2026, compared with $0.06 in the year-ago quarter; YoY change 1,782%.
Business Highlights
- Revenue growth and profitability improved materially year-to-date, led by higher net interest income from loan growth and improved margins.
- Loan portfolio expanded significantly after the merger, boosting commercial and consumer originations across the company’s footprint.
- Mortgage origination and servicing remained active with higher purchase volume mix, though mortgage margins showed modest compression.
- The Southern States merger increased the branch network to 90 locations across Tennessee, Alabama, Kentucky, North Carolina and Georgia, strengthening market presence.
- Operational efficiency improved on an adjusted basis as staffing, technology and branch integration increased capacity and reduced certain merger-related costs.
Original SEC Filing: FB Financial Corp [ FBK ] - 10-Q - Aug. 03, 2026