---
title: "FIRST HAWAIIAN, INC. Q2 2026: Revenue $231.3M, EPS $0.6— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294734200.md"
description: "First Hawaiian, Inc. reported Q2 2026 results with revenue of $231.3M (up 6.4% YoY) and net income of $73.4M. Diluted EPS was $0.60. Net interest income rose 5% sequentially due to lower deposit costs. Loan growth reached 2%, driven by commercial real estate and C&I lending. The efficiency ratio improved to 56.17%, while liquidity remained strong."
datetime: "2026-08-03T20:21:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294734200.md)
  - [en](https://longbridge.com/en/news/294734200.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294734200.md)
generator: "portal-rs"
---

# FIRST HAWAIIAN, INC. Q2 2026: Revenue $231.3M, EPS $0.6— 10-Q Summary

FIRST HAWAIIAN, INC. reported results for the second quarter of 2026 with total revenue of $231.3M, net income of $73.4M and diluted EPS of $0.6, with revenue up 6.4% year over year while net income was essentially flat versus the year‑ago quarter.

**Financial Highlights**

-   Revenue: $231.3M for Q2 2026, vs $217.5M in the year‑ago quarter; YoY change 6.4%.
-   Net income: $73.4M for Q2 2026, vs $73.2M in the year‑ago quarter; YoY change 0.2%.
-   Diluted EPS: $0.60 for Q2 2026, vs $0.58 in the year‑ago quarter; YoY change 3.4%.

**Business Highlights**

-   Net interest income increased, with a 5% sequential rise and a reported net interest margin of 3.25%, aided by lower deposit funding costs.
-   Loan growth was 2%, driven by commercial real estate, commercial & industrial (C&I) and consumer lending; the firm deployed investment securities into loans.
-   Retail presence remained stable across Hawaii, Guam and Saipan, supported by steady tourism demand.
-   Efficiency improved with an efficiency ratio of 56.17%; the company invested in technology, contracted services and staffing to support operations.
-   Liquidity remained strong and allowance for credit losses was maintained; management emphasized focused underwriting, monitoring and segment realignment to manage credit risk.

Original SEC Filing: FIRST HAWAIIAN, INC. \[ FHB \] - 10-Q - Aug. 03, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**