---
title: "Live Oak Bancshares Q2 FY26 net income rises 48.29% to $34.7 million; net interest income climbs 14.8% to $125.3 million"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/294874043.md"
description: "Live Oak Bancshares reported a 48.29% increase in Q2 FY26 net income to $34.7 million, or $0.74 per diluted share. Net interest income rose 14.8% to $125.3 million, with the margin widening to 3.33%. Provision for credit losses increased to $25.8 million due to loan growth. Noninterest income grew slightly to $30.81 million, while noninterest expense decreased by 0.8% to $84.53 million."
datetime: "2026-08-04T21:13:20.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/294874043.md)
  - [en](https://longbridge.com/en/news/294874043.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/294874043.md)
generator: "portal-rs"
---

# Live Oak Bancshares Q2 FY26 net income rises 48.29% to $34.7 million; net interest income climbs 14.8% to $125.3 million

-   Live Oak Bancshares posted Q2 net income attributable to common shareholders of $34.7 million, or $0.74 per diluted share, up from $23.4 million, or $0.51. \* Net interest income climbed 14.8% to $125.3 million, with net interest margin widening 5 percentage points to 3.33%. \* Provision for credit losses rose to $25.8 million from $23.3 million, primarily attributed to loan growth during the quarter. \* Noninterest income inched up 1.2% to $30.81 million, while noninterest expense edged down 0.8% to $84.53 million. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Live Oak Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001462120-26-000058), on August 04, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**