--- title: "Encore Capital Group (NASDAQ:ECPG) Issues Earnings Results, Beats Expectations By $0.14 EPS" type: "News" locale: "en" url: "https://longbridge.com/en/news/295035382.md" description: "Encore Capital Group (NASDAQ:ECPG) reported quarterly earnings of $2.81 EPS, beating estimates by $0.14, with revenue of $491.87 million. The company raised its FY 2026 EPS guidance to $13-$14 and global collections guidance. Despite strong operational performance, shares traded down 3.0%. Analyst ratings remain mixed, with a consensus 'Moderate Buy' rating." datetime: "2026-08-06T00:56:22.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/295035382.md) - [en](https://longbridge.com/en/news/295035382.md) - [zh-HK](https://longbridge.com/zh-HK/news/295035382.md) generator: "portal-rs" --- # Encore Capital Group (NASDAQ:ECPG) Issues Earnings Results, Beats Expectations By $0.14 EPS Encore Capital Group (NASDAQ:ECPG - Get Free Report) released its quarterly earnings results on Wednesday. The asset manager reported $2.81 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $2.67 by $0.14, FiscalAI reports. Encore Capital Group had a net margin of 16.00% and a return on equity of 30.70%. The firm had revenue of $491.87 million for the quarter, compared to analysts' expectations of $455.10 million. During the same quarter last year, the company earned $2.49 EPS. The firm's revenue for the quarter was up 11.3% compared to the same quarter last year. Encore Capital Group updated its FY 2026 guidance to 13.000-14.000 EPS. Get **Encore Capital Group** alerts: - 3 Stocks You’ll Love to Own, But Hate To Encounter Here are the key takeaways from Encore Capital Group's conference call: - **Record U.S. portfolio purchases and global collections** supported strong quarterly performance: global purchases reached $444 million, including a record $372 million in the U.S., while collections rose 13% to a record $737 million. - Collections outperformance and operational improvements drove leverage, with cash efficiency margin increasing to 60.2%, ROIC rising to 14.7%, and leverage improving to 2.3 times from 2.6 times a year ago. - Management raised 2026 global collections guidance to $2.8 billion-$2.85 billion and expects portfolio purchases near the high end of the $1.4 billion-$1.5 billion range; full-year EPS guidance is $13-$14 despite $1 per share of refinancing costs in Q2. - The company completed a billion-dollar refinancing at lower coupons, expects approximately $50 million in annualized interest savings, and reported no material maturities until 2028, providing additional financial flexibility. - Cabot’s European business remained stable, with collections flat year over year at $164 million, but management continues to be selective in the U.K. amid subdued consumer lending, low delinquencies, and robust competition. ## Encore Capital Group Trading Down 3.0% Shares of NASDAQ ECPG traded down $2.85 during trading on Wednesday, hitting $92.69. 339,170 shares of the company were exchanged, compared to its average volume of 329,619. Encore Capital Group has a 12-month low of $36.24 and a 12-month high of $98.15. The company has a debt-to-equity ratio of 3.90, a quick ratio of 0.90 and a current ratio of 0.90. The company has a fifty day moving average price of $87.53 and a 200-day moving average price of $76.04. The firm has a market capitalization of $1.99 billion, a PE ratio of 7.19 and a beta of 1.27. ## Wall Street Analyst Weigh In A number of equities research analysts have recently issued reports on ECPG shares. Wall Street Zen lowered shares of Encore Capital Group from a "strong-buy" rating to a "hold" rating in a report on Saturday, May 9th. Citizens Jmp boosted their price target on shares of Encore Capital Group from $108.00 to $115.00 and gave the stock a "market outperform" rating in a research report on Wednesday, June 17th. Citigroup reaffirmed a "market outperform" rating on shares of Encore Capital Group in a research note on Wednesday, June 17th. Zacks Research downgraded shares of Encore Capital Group from a "strong-buy" rating to a "hold" rating in a report on Monday, July 6th. Finally, Weiss Ratings raised shares of Encore Capital Group from a "hold (c)" rating to a "buy (b-)" rating in a research note on Monday. Five analysts have rated the stock with a Buy rating and one has given a Hold rating to the company. According to data from MarketBeat, Encore Capital Group presently has a consensus rating of "Moderate Buy" and a consensus price target of $88.00. **Read Our Latest Research Report on ECPG** ## Insider Activity In related news, insider John Yung sold 2,000 shares of the company's stock in a transaction dated Wednesday, June 10th. The shares were sold at an average price of $82.08, for a total value of $164,160.00. Following the completion of the sale, the insider owned 64,570 shares of the company's stock, valued at approximately $5,299,905.60. This represents a 3.00% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through this link. Corporate insiders own 3.00% of the company's stock. ## Institutional Trading of Encore Capital Group A number of hedge funds and other institutional investors have recently modified their holdings of the business. Tower Research Capital LLC TRC boosted its holdings in Encore Capital Group by 168.9% during the 2nd quarter. Tower Research Capital LLC TRC now owns 2,716 shares of the asset manager's stock valued at $105,000 after acquiring an additional 1,706 shares during the period. Virtus Advisers LLC purchased a new position in Encore Capital Group in the third quarter valued at $143,000. Virtu Financial LLC purchased a new position in Encore Capital Group in the fourth quarter valued at $201,000. Brooklyn Investment Group acquired a new position in Encore Capital Group during the 4th quarter worth $211,000. Finally, Mercer Global Advisors Inc. ADV purchased a new position in shares of Encore Capital Group in the 3rd quarter valued at about $214,000. ## About Encore Capital Group (Get Free Report) Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore's business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices. Headquartered in San Diego, California, Encore operates across North America and Europe. ## Further Reading - Five stocks we like better than Encore Capital Group - SpaceX: Love the Company, But the Stock Is a Harder Call - Ulta's Growth Is Real, But So Are the Risks - BWX Technologies Is Turning the AI Power Problem Into a Nuclear Growth Story - Meta’s Earnings Drop Shows Wall Street Wants More Than Ad Growth *This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.* Continue following MarketBeat Add MarketBeat as your preferred source on Google to see our latest stories in your feed. Add As Preferred Source ## Should You Invest $1,000 in Encore Capital Group Right Now? Before you consider Encore Capital Group, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Encore Capital Group wasn't on the list. While Encore Capital Group currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. 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