---
title: "Chemung Financial Q2 FY26 net income returns to profit at $8.81 million; net interest income rises 18.6% to $24.67 million"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/295133551.md"
description: "Chemung Financial reported a return to profitability in Q2 FY26, with net income rising to $8.81 million ($1.82 per share) from a loss in the prior year period. Net interest income increased 18.6% to $24.67 million, and total assets grew 4.1% to $2.82 billion. Additionally, the OCC conditionally approved the bank's conversion to a national bank charter, expected to be completed by the end of 2026."
datetime: "2026-08-06T18:33:32.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/295133551.md)
  - [en](https://longbridge.com/en/news/295133551.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/295133551.md)
generator: "portal-rs"
---

# Chemung Financial Q2 FY26 net income returns to profit at $8.81 million; net interest income rises 18.6% to $24.67 million

-   Chemung Financial swung to net income of $8.81 million, or $1.82 per share, in Q2 2026 from a net loss in Q2 2025. \* Net interest income rose 18.6% to $24.67 million, lifting the fully taxable equivalent net interest margin by 0.62 percentage points to 3.67%. \* Provision for credit losses fell 51% to $561,000, while non-interest expense increased 8.7% to $19.32 million. \* Total assets increased 4.1% to $2.82 billion at June 30, 2026, while loans climbed 4.3% to $2.37 billion. \* OCC conditionally approved the bank’s conversion to a national bank charter, with completion expected before the end of 2026. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chemung Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001628280-26-054168), on August 06, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**