---
title: "Intercorp Financial Services releases transcript of Q2 2026 earnings call"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/296832439.md"
description: "Intercorp Financial Services reported Q2 2026 net income of PEN 585 million and an ROE of 18.5%, maintaining full-year ROE guidance above 17%. Management anticipates El Niño-related credit provisions in H2, primarily affecting consumer loans. Loan portfolios showed growth, with small business loans up 31% year-over-year. Net interest margin faced pressure from higher funding costs but showed signs of recovery in July."
datetime: "2026-08-24T21:59:04.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/296832439.md)
  - [en](https://longbridge.com/en/news/296832439.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/296832439.md)
generator: "portal-rs"
---

# Intercorp Financial Services releases transcript of Q2 2026 earnings call

-   Intercorp Financial Services discussed Q2 2026 results on an earnings call attended by the CEO and CFO, Interbank CEO, Interseguro CEO, Inteligo CEO. \* Net income PEN 585 million. ROE 18.5%. Full-year ROE guidance kept above 17% despite potential El Niño provisions. \* Management expects El Niño impacts to start in H2. Forward-looking credit provisions likely in Q3 and Q4, mainly tied to consumer exposure. \* Higher-yielding loans grew 12% y/y. Consumer loans up 9% y/y. Small business loans up 31% y/y. \* NIM pressured by higher funding costs, inflation-linked funding, bond issuance impact, forward arbitrage funding needs, election-related liquidity; partial recovery seen in July. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Intercorp Financial Services Inc. published the original content used to generate this news brief on August 24, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**