---
title: "Industrial and Commercial Bank of China: Net profit grew 4.5% YoY to RMB176.5B, with NPL ratio down to 1.29% and strong capital ratios"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/297292616.md"
description: "Industrial and Commercial Bank of China reported a 4.5% year-on-year increase in H1 2026 net profit to RMB176.5 billion, with operating income rising 9.1%. The non-performing loan ratio improved to 1.29%, while the bank maintained strong capital ratios, issued new capital instruments, and proposed an interim dividend of RMB53.85 billion."
datetime: "2026-08-28T08:52:48.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/297292616.md)
  - [en](https://longbridge.com/en/news/297292616.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/297292616.md)
generator: "portal-rs"
---

# Industrial and Commercial Bank of China: Net profit grew 4.5% YoY to RMB176.5B, with NPL ratio down to 1.29% and strong capital ratios

Net profit rose 4.5% YoY to RMB176.5 billion in H1 2026, with operating income up 9.1% and asset quality improving as the NPL ratio fell to 1.29%. The bank maintained strong capital ratios, issued significant new capital instruments, and proposed an interim dividend of RMB53.85 billion.

Original document: Industrial and Commercial Bank of China Limited Class A \[601398\] Earnings Release — Aug. 28 2026

**Disclaimer**

This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

### Related Stocks

- [IDCBY.US](https://longbridge.com/en/quote/IDCBY.US.md)
- [01398.HK](https://longbridge.com/en/quote/01398.HK.md)
- [601398.CN](https://longbridge.com/en/quote/601398.CN.md)

## Related News & Research

- [ICBC sets RMB 2.11 billion dividend for “ICBC Preference Shares 2” at 3.02% rate](https://longbridge.com/en/news/297296420.md)
- [HSBC Research Raises ICBC TP to HKD8.6, Higher Payout Ratio Reflects Intention to Enhance Shareholder Returns](https://longbridge.com/en/news/297462871.md)
- [SPN: Q2 2026 saw record revenue growth, positive EBITDA, and improved margins amid ongoing macro headwinds](https://longbridge.com/en/news/297256815.md)
- [BMA: Q2 2026 revenue rose 2% year-over-year, with margins and innovation driving growth](https://longbridge.com/en/news/297275472.md)
- [WeChat Pay HK Launches Shenzhen Departure Tax Refund Service](https://longbridge.com/en/news/297116910.md)

---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**