--- title: "Director Of Encore Capital Group Purchased $146K In Stock" type: "News" locale: "en" url: "https://longbridge.com/en/news/297345167.md" description: "Robert W. Beck, Director at Encore Capital Group (NASDAQ:ECPG), purchased $146,419 worth of stock on August 27, as reported in an SEC Form 4 filing. This insider buy signals confidence in the company. Meanwhile, Encore's shares rose 0.23% to $101.98. Financially, the company showed 11.25% revenue growth but faces challenges with low gross margins and high debt-to-equity ratios. Valuation metrics like P/E and EV/EBITDA suggest the stock may be undervalued compared to industry peers." datetime: "2026-08-28T15:01:40.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/297345167.md) - [en](https://longbridge.com/en/news/297345167.md) - [zh-HK](https://longbridge.com/zh-HK/news/297345167.md) generator: "portal-rs" --- # Director Of Encore Capital Group Purchased $146K In Stock A significant insider buy by **Robert W. Beck**, Director at **Encore Capital Group** (NASDAQ:ECPG), was executed on August 27, and reported in the recent SEC filing. **What Happened:** Beck demonstrated confidence in Encore Capital Group by purchasing 1,462 shares, as reported in a Form 4 filing with the U.S. Securities and Exchange Commission on Thursday. The total value of the transaction is $146,419. The latest update on Friday morning shows **Encore Capital Group** shares up by 0.23%, trading at $101.98. ### Unveiling the Story Behind Encore Capital Group Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions. ### Encore Capital Group's Financial Performance **Positive Revenue Trend:** Examining Encore Capital Group's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of **11.25%** as of 30 June, 2026, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector. **Key Insights into Profitability Metrics:** - Gross Margin: The company issues a cost efficiency warning with a low gross margin of 54.8%, indicating potential difficulties in maintaining profitability compared to its peers. - Earnings per Share (EPS): With an EPS below industry norms, Encore Capital Group exhibits below-average bottom-line performance with a current EPS of 2.97. **Debt Management:** The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of **3.87**, caution is advised due to increased financial risk. **Assessing Valuation Metrics:** - Price to Earnings (P/E) Ratio: The P/E ratio of 7.75 is lower than the industry average, implying a discounted valuation for Encore Capital Group's stock. - Price to Sales (P/S) Ratio: The current P/S ratio of 1.23 is below industry norms, suggesting potential undervaluation and presenting an investment opportunity for those considering sales performance. - EV/EBITDA Analysis (Enterprise Value to its Earnings Before Interest, Taxes, Depreciation & Amortization): Encore Capital Group's EV/EBITDA ratio, lower than industry averages at 8.74, indicates attractively priced shares. **Market Capitalization Analysis:** Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity. ### Understanding the Significance of Insider Transactions Emphasizing the importance of a comprehensive approach, considering insider transactions is valuable, but it's crucial to evaluate them in conjunction with other investment factors. Within the legal framework, an "insider" is defined as any officer, director, or beneficial owner holding more than ten percent of a company’s equity securities as per Section 12 of the Securities Exchange Act of 1934. This includes executives in the c-suite and major hedge funds. These insiders are mandated to disclose their transactions through a Form 4 filing, to be submitted within two business days of the transaction. The initiation of a new purchase by a company insider serves as a strong indication that they expect the stock to rise. However, insider sells may not always signal a bearish view and can be influenced by various factors. ### Deciphering Transaction Codes in Insider Filings Investors prefer focusing on transactions that take place in the open market, indicated in Table I of the Form 4 filing. A **P** in Box 3 indicates a purchase, while **S** indicates a sale. Transaction code **C** indicates the conversion of an option, and transaction code **A** indicates grant, award or other acquisition of securities from the company. Check Out The Full List Of Encore Capital Group's Insider Trades. *This article was generated by Benzinga's automated content engine and reviewed by an editor.* ### Related Stocks - [ECPG.US](https://longbridge.com/en/quote/ECPG.US.md) ## Related News & Research - [Heartland Advisors Inc. 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