---
title: "Weekly Recap | Fair Isaac -19.18%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/298097574.md"
description: "Fair Isaac (FICO) fell 19.18% on the week to close at $932.26, against a 0.09% rise for the S&P 500 and an underperformance of about 19.27 percentage points. The week started steady, with Monday holding between $1,132 and $1,158, then drifted lower through Thursday to settle around $1,099-$1,119. Friday brought the damage: the stock gapped down, touched a low of $885, and never recovered the open. Full-week amplitude reached 24.05%, with Friday volume of 1."
datetime: "2026-09-05T06:47:38.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/298097574.md)
  - [en](https://longbridge.com/en/news/298097574.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/298097574.md)
generator: "portal-rs"
---

# Weekly Recap | Fair Isaac -19.18%

## The Week

Fair Isaac (FICO) fell 19.18% on the week to close at $932.26, against a 0.09% rise for the S&P 500 and an underperformance of about 19.27 percentage points. The week started steady, with Monday holding between $1,132 and $1,158, then drifted lower through Thursday to settle around $1,099-$1,119. Friday brought the damage: the stock gapped down, touched a low of $885, and never recovered the open. Full-week amplitude reached 24.05%, with Friday volume of 1.43m shares running far above the prior four sessions.

## Key Events

The decisive change came from US housing-finance regulation. On 4 September, US officials directed Fannie Mae and Freddie Mac to approve VantageScore for all lenders, breaking the long-standing dominance of Fair Isaac’s FICO score in the mortgage market. FICO dropped 8.39% in pre-market trading and fell more than 18% intraday before closing down 16.68% on the day. The move followed repeated criticism of credit-score costs, putting pressure on a core revenue stream. The stock had already underperformed rivals on Tuesday and Wednesday, but Friday’s directive turned that drift into a sharp sell-off.

## Analyst Ratings

The sell-side stays broadly constructive: across 21 brokers, 9 rate it buy, 5 overweight, 6 hold, and 1 sell. That leaves 14 with a buy or overweight rating. Consensus stands at buy, with a price target of $1,463.84, about 57.02% above the $932.26 close. Targets run from $696 to $1,750, a wide spread. Within the application software industry, FICO’s rating sits 26th among 200 names.

## The Week Ahead

Next week opens with the NFIB small-business optimism index, previous 99.8. Thursday 10 September is the heavy session: initial jobless claims (previous 206, estimate 205), final demand PPI (previous 4.7, estimate 5.3), core PPI excluding food and energy (previous 4.2, estimate 4.6), plus existing-home sales, wholesale sales and a 10-year Treasury auction. Beyond the data, the regulatory shift bears watching for how quickly Fannie Mae and Freddie Mac move to implement VantageScore adoption at the lender level.

## In Short

FICO closed the week under both valuation and regulatory pressure. The consensus target still sits 57.02% above spot and most brokers rate it buy, but the FHFA directive strikes at the core of mortgage-score dominance. On the latest trading day, large-lot inflows of 995.89 outpaced large-lot outflows of 317.27, though that snapshot landed on a day of heavy selling. What matters next is the adoption pace of VantageScore and whether Fair Isaac can hold revenue without exclusive mortgage-scoring status.

*This article is generated by LongbridgeAI from market data, for information only and not investment advice.*

### Related Stocks

- [FICO.US](https://longbridge.com/en/quote/FICO.US.md)

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- [Fair Isaac (FICO) Could Be 44% Below Fair Value As Mortgage Score Competition Grows](https://longbridge.com/en/news/301391154.md)
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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**