---
title: "Is Charles Schwab (SCHW) Still Below Fair Value As It Expands Schwab Crypto?"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/298261504.md"
description: "Charles Schwab is expanding its crypto platform to include Solana, Avalanche, and Chainlink. Analysts estimate a fair value of $125.00 for SCHW stock, currently trading at $109.29, suggesting it is undervalued by approximately 12.6%. This valuation is based on expected operational efficiencies from AI and digital transformation, despite risks from competition and regulatory changes."
datetime: "2026-09-08T04:35:06.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/298261504.md)
  - [en](https://longbridge.com/en/news/298261504.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/298261504.md)
generator: "portal-rs"
---

# Is Charles Schwab (SCHW) Still Below Fair Value As It Expands Schwab Crypto?

Charles Schwab (SCHW) is expanding its Schwab Crypto platform, with plans to add Solana, Avalanche, and Chainlink alongside existing bitcoin and ethereum trading. This will give investors more ways to access digital assets within Schwab accounts.

The latest crypto update lands as Charles Schwab’s share price trades at US$109.29. The stock has recorded a 23.12% 90 day share price return and a 1 year total shareholder return of 18.45%. The 3 year total shareholder return of 90.40% points to momentum that has built over a longer horizon.

Scan 21 cryptocurrency and blockchain stocks that may benefit as established platforms like Charles Schwab expand access to digital assets for mainstream investors. 

Bulls see the Schwab Crypto expansion as fresh fuel for Charles Schwab’s growth story. Bears worry it adds risk at an already strong share price. Which side do the numbers lean toward as you weigh the current valuation?

## Most Popular Narrative: 12.6% Undervalued

At a last close of $109.29, the most followed Charles Schwab narrative points to a fair value of $125.00 using a discounted cash flow approach.

> *Ongoing digital transformation and operational enhancements (e.g., AI-powered efficiency and automation) are expected to sustainably reduce cost-to-serve and improve client experience at scale, underpinning long-term operating margin expansion.*

Read the complete narrative.

Want to see what sits behind that margin story? The fair value hinges on specific revenue assumptions, profit margins, and a future earnings multiple that might surprise you.

**Result: Fair Value of $125.00 (UNDERVALUED)**

Have a read of the narrative in full and understand what's behind the forecasts.

However, there are still clear risks for Charles Schwab if competition from low cost brokers pressures trading fees, or if regulatory changes reshape cash management and payment for order flow.

Find out about the key risks to this Charles Schwab narrative.

## Next Steps

Given the mix of optimism and concern around Charles Schwab, it makes sense to look at the full picture yourself and move decisively. To weigh both sides of the story on risk and potential upside, start with the 4 key rewards and 1 important warning sign

## Looking for more investment ideas beyond Charles Schwab?

Do not stop your research with Charles Schwab alone, because fresh ideas from other parts of the market can sharpen your next move and broaden your opportunity set.

-   Target cash flow strength and valuation quality by checking out the 47 high quality undervalued stocks that combine solid fundamentals with prices that may still be catching up.
-   Strengthen your income stream by reviewing the 11 dividend fortresses focused on companies offering higher yields with an emphasis on durability.
-   Prioritise resilience and peace of mind by scanning the 80 resilient stocks with low risk scores that score well on financial stability and downside risk controls.

 *This article by Simply Wall St is general in nature. **We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.** It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.*

### Related Stocks

- [SCHW.US](https://longbridge.com/en/quote/SCHW.US.md)
- [SOLZ.US](https://longbridge.com/en/quote/SOLZ.US.md)
- [GSOL.US](https://longbridge.com/en/quote/GSOL.US.md)
- [AVAZ.US](https://longbridge.com/en/quote/AVAZ.US.md)
- [TSOL.US](https://longbridge.com/en/quote/TSOL.US.md)
- [GLNK.US](https://longbridge.com/en/quote/GLNK.US.md)
- [CLNK.US](https://longbridge.com/en/quote/CLNK.US.md)
- [GAVA.US](https://longbridge.com/en/quote/GAVA.US.md)
- [SOLT.US](https://longbridge.com/en/quote/SOLT.US.md)
- [CHNL.US](https://longbridge.com/en/quote/CHNL.US.md)
- [BSOL.US](https://longbridge.com/en/quote/BSOL.US.md)
- [FSOL.US](https://longbridge.com/en/quote/FSOL.US.md)
- [SCHW-D.US](https://longbridge.com/en/quote/SCHW-D.US.md)
- [SCHW-J.US](https://longbridge.com/en/quote/SCHW-J.US.md)

## Related News & Research

- [Chainlink: World prediction market launch on Solana uses Chainlink resolution - 09 Sep 2026](https://longbridge.com/en/news/298470446.md)
- [Surge Digital Releases Updated Investor Presentation and Expands Investor Relations Program with Fall 2026 Conference Schedule | BBKCD Stock News](https://longbridge.com/en/news/299031271.md)
- [Arbitration panel orders Schwab to pay $1.3 million for failing to spot elder fraud in crypto scam](https://longbridge.com/en/news/299094766.md)
- [Avalanche’s UAE PASS deal is a test of institutional adoption — Can it scale?](https://longbridge.com/en/news/299009413.md)
- [Barclays Sticks to Its Buy Rating for Charles Schwab (SCHW)](https://longbridge.com/en/news/299157904.md)

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**