--- title: "Weekly Recap | Upstart -8.77%, heavy-volume slide to range lows" type: "News" locale: "en" url: "https://longbridge.com/en/news/298796001.md" description: "Upstart (UPST) fell 8.77% for the week to close at $25.59, while the S&P 500 slipped 0.8%; the stock underperformed the benchmark by about 7.97 percentage points. The four-session week was consistently weak: from a Tuesday open at $27.76, the shares marked an intraday high of $27.83 and a low of $25.09, for a 9.87% amplitude. Average daily volume ran about 15.81% above the 60-day median, so the selling came with heavier participation." datetime: "2026-09-12T07:03:03.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/298796001.md) - [en](https://longbridge.com/en/news/298796001.md) - [zh-HK](https://longbridge.com/zh-HK/news/298796001.md) generator: "portal-rs" --- # Weekly Recap | Upstart -8.77%, heavy-volume slide to range lows ## The Week Upstart (UPST) fell 8.77% for the week to close at $25.59, while the S&P 500 slipped 0.8%; the stock underperformed the benchmark by about 7.97 percentage points. The four-session week was consistently weak: from a Tuesday open at $27.76, the shares marked an intraday high of $27.83 and a low of $25.09, for a 9.87% amplitude. Average daily volume ran about 15.81% above the 60-day median, so the selling came with heavier participation. ## Key Events The week’s company news was dominated by insider dealing and a Goldman Sachs conference appearance. On 11 September, filings showed President and head of Capital & Enterprise, Sanjay Datta, sold 116,000 shares worth $3.17 million, while CEO Paul Gu acquired 50,000 shares worth $1.28 million. The sale was larger than the purchase, but the CEO’s buy and the same-day conference remarks told a more nuanced story. Gu framed the company’s shift back toward personal loans against rising consumer stress. In media coverage, Upstart appeared on several AI stock lists, though the surrounding commentary carried a sceptical tone about who is really executing on AI. ## Analyst Ratings Fifteen institutions cover the stock. The tally is 6 buy, 1 overweight, 7 hold, 1 underweight and 0 sell. The consensus rating is buy, with a consensus target of $40, implying upside of about 56.3% versus the latest price. Targets range from $20 to $61, highlighting a wide dispersion of views. Within the consumer finance industry of 42 names, Upstart’s rating rank is 8. ## The Week Ahead The macro calendar is the main focus next week. The New York Fed manufacturing index lands on Tuesday, 15 September, with a prior reading of 20.6 and a forecast of 14.75. On Wednesday, 16 September, retail sales, retail sales ex-autos, import prices and the NAHB housing market index are all due. Retail figures are especially important: headline retail sales carry a prior of -0.6 and a forecast of 0.9, while the ex-autos print shows a prior of -0.3 and a forecast of 0.6. A soft result could test the demand assumptions behind the renewed focus on personal loans. ## In Short The picture this week was mixed. Brokers maintain a positive consensus rating and a target above spot, yet the stock slid on elevated volume and the latest session showed net selling from large and medium orders. Valuation is not stretched by recent standards: the stock trades around 41x P/E and 3.12x P/B, and it sits near the lower end of the 60-day range whose high is $36.9. The next test is whether next week’s retail and manufacturing data support the consumer-credit narrative, and how quickly management can translate the pivot to personal loans into execution. *This article is generated by LongbridgeAI from market data, for information only and not investment advice.* ### Related Stocks - [UPST.US](https://longbridge.com/en/quote/UPST.US.md) ## Related News & Research - [Upstart September loan originations total $1,378 million](https://longbridge.com/en/news/300927973.md) - [Upstart Publishes September 2026 Originations and Latest UMI | UPST Stock News](https://longbridge.com/en/news/300928824.md) - [Michael Burry Raises Red Flag on Oracle’s $664B Backlog and AI Spending: ‘The Customer Is Now the Lender’](https://longbridge.com/en/news/300913488.md) - [Can CoreWeave Stock Rally 180%? CRWV Gets Wall Street-High $250 Price Target](https://longbridge.com/en/news/300948858.md) - [CBRS Stock Surges Over 6% in Monday Pre-Market: What's the Sam Altman Connection?](https://longbridge.com/en/news/300924363.md) --- > **Disclaimer: This article is for reference only and does not constitute any investment advice.**