---
title: "Rocky Mountain Chocolate Factory Secures $2 Million Two-Year Term Loan From Alpine Bank"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/302330156.md"
description: "Rocky Mountain Chocolate Factory secured a $2 million two-year term loan from Alpine Bank to support working capital. The loan, effective October 16, 2026, matures on October 16, 2028, with interest at JPMorgan prime plus 1.00% (6.00% floor). It is secured by company assets and includes customary covenants."
datetime: "2026-10-19T21:13:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/302330156.md)
  - [en](https://longbridge.com/en/news/302330156.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/302330156.md)
generator: "portal-rs"
---

# Rocky Mountain Chocolate Factory Secures $2 Million Two-Year Term Loan From Alpine Bank

Rocky Mountain Chocolate Factory entered into a Business Loan Agreement with Alpine Bank for a $2.0 million term loan to support working capital. The loan, funded on Oct 16, 2026, matures on Oct 16, 2028 and bears a variable rate at the JPMorgan prime plus 1.00%, with a 6.00% floor and a 24.00% default rate. It is secured by substantially all company assets and an assignment of a ~$1.0 million CHFA deposit account, includes customary covenants, and may be prepaid without penalty. The company paid a $20,000 origination fee and a $30,000 CHFA cash collateral fee.

**Agreement details:**

-   **Agreement type**: Secured two-year term loan
-   **Counterparty**: Alpine Bank
-   **Signed / Effective**: Oct 16 2026 / same
-   **Duration / Termination**: 2 years (matures Oct 16 2028)
-   **Reason**: Bolster working capital and liquidity

Original SEC Filing: Rocky Mountain Chocolate Factory, Inc. \[ RMCF \] - 8-K - Oct. 19, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**