---
title: "First Financial 3Q 2026: Revenue $273.91M, EPS $0.77 — 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/304650595.md"
description: "First Financial Bancorp reported Q3 2026 revenue of $273.91M, up 17.1% YoY, with diluted EPS of $0.77. Net interest income rose due to higher balances and rates, while noninterest income grew 5.2% from the prior quarter, driven by foreign exchange and wealth management fees. Loans increased 3.6%, and credit quality remained strong with nonaccrual loans at 0.72%."
datetime: "2026-11-06T14:01:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/304650595.md)
  - [en](https://longbridge.com/en/news/304650595.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/304650595.md)
generator: "portal-rs"
---

# First Financial 3Q 2026: Revenue $273.91M, EPS $0.77 — 10-Q Summary

First Financial’s third-quarter net interest income and earnings rose from a year earlier, with net interest income benefiting from higher earning-asset balances and rates. Noninterest income also increased, led by gains in foreign exchange, leasing and wealth management, while higher noninterest expenses partly offset the gains.

**Financial Highlights**

Metric

Current quarter

Prior year quarter

YoY change

Revenue (net interest + noninterest income)

$273.91M

$234.01M

17.1%

Net income²

$81.18M

$71.92M

12.9%

Diluted EPS³

$0.77

$0.75

2.7%

*² Reported as “Net income”. ³ Reported as “Net earnings per common share - diluted”.*

**Business Highlights**

-   **Net interest margin**: Net interest margin was 4.05%, up from 3.96% in the second quarter of 2026; fully tax-equivalent margin increased 9 basis points.
-   **Noninterest income**: Third-quarter noninterest income rose 5.2% from the second quarter, led by foreign exchange income, client derivative fees, wealth management fees and bankcard income.
-   **Loans and leases**: Excluding loans held for sale, balances increased $481.0 million, or 3.6%, from December 31, 2025, driven primarily by BankFinancial-acquired loans and commercial and specialty finance growth.
-   **Credit quality**: Nonaccrual loans were $100.2 million, or 0.72% of total loans, at September 30, 2026, down $1.6 million from December 31, 2025.

Original SEC Filing: FIRST FINANCIAL BANCORP /OH/ \[ FFBC \] - 10-Q - Nov. 06, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**