---
title: "Mastercard finds 91% of Canadians plan to maintain or increase holiday budgeting focus"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/305313253.md"
description: "Mastercard's Nov 2026 research reveals 91% of Canadians plan to maintain or increase holiday budgeting focus. Key trends include 45% redeeming more loyalty points, 86% supporting local shopping, and 74% prioritizing experience-based gifting. Additionally, 26% may use AI for gift purchases, while security concerns drive 84% toward trusted brands."
datetime: "2026-11-12T12:30:15.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/305313253.md)
  - [en](https://longbridge.com/en/news/305313253.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/305313253.md)
generator: "portal-rs"
---

# Mastercard finds 91% of Canadians plan to maintain or increase holiday budgeting focus

-   Mastercard’s Nov. 12, 2026, holiday shopping research found 91% of Canadians plan to maintain or increase their focus on budgeting. \* Nearly half of Canadians, 45%, plan to redeem more loyalty points and rewards than last year. \* Local shopping will hold steady or rise for 86% of Canadians; 74% plan to maintain or increase experience-based gifting. \* AI could handle all holiday gift purchases for 26% of Canadians; 67% want approval rights over agents’ loyalty-point use. \* Shopping scams make 84% more likely to buy from trusted brands; 75% would accept longer checkouts for additional security. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. MasterCard Inc. published the original content used to generate this news brief via CNW (Ref. ID: 202611120700CANADANWCANADAPR\_C1107) on November 12, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**