---
title: "Bank Of Lanzhou Co., Ltd. (001227.SZ)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/001227.SZ.md"
symbol: "001227.SZ"
name: "Bank Of Lanzhou Co., Ltd."
industry: "Regional Banks"
datetime: "2026-05-20T08:15:06.409Z"
locales:
  - [en](https://longbridge.com/en/quote/001227.SZ.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/001227.SZ.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/001227.SZ.md)
---

# Bank Of Lanzhou Co., Ltd. (001227.SZ)

## Company Overview

Bank of Lanzhou Co., Ltd. provides various banking products and services in China. The company offers deposit products; wealth management; and debit and credit card. It is also involved in the provision of syndicated loans, m and a loans, and pledge loans for public deposits; transaction banking and featured services; and settlement, international, and financial market business.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | CN Market |
| Website | [www.lzbank.com](https://www.lzbank.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:09.000Z

**Overall: C (0.49)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 18 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -3.21% |  |
| Net Profit YoY | -3.29% |  |
| P/B Ratio | 0.40 |  |
| Dividend Ratio | 4.68% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 12324588773.67 |  |
| Revenue | 4386790265.78 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.19% | C |
| Profit Margin | 41.97% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -3.21% | D |
| Net Profit YoY | -3.29% | C |
| Total Assets YoY | 9.64% | B |
| Net Assets YoY | 2.10% | C |
| Cash Flow Margin | 1292.32% | A |
| OCF YoY | -3.21% | D |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Bank Of Lanzhou Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-3.21%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-3.29%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.40",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.68%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "12324588773.67",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "4386790265.78",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.19%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "41.97%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-3.21%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-3.29%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.64%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.10%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "1292.32%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "-3.21%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.69 | 17/23 | 7.40 | 7.11 | 6.91 |
| PB | 0.40 | 3/23 | 0.47 | 0.44 | 0.43 |
| PS (TTM) | 1.58 | 4/23 | 1.79 | 1.74 | 1.70 |
| Dividend Yield | 4.68% | 9/23 | 4.53% | 4.33% | 4.12% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank Of Jiangsu (600919.SH) | B | B | E | A | A | B |
| 02 | QLB (601665.SH) | B | A | E | A | B | B |
| 03 | Bank of Qingdao (002948.SZ) | B | B | E | A | B | B |
| 04 | Bank of Ningbo (002142.SZ) | B | C | E | A | B | C |
| 05 | BANK OF NANJING (601009.SH) | B | C | E | A | B | C |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/001227.SZ/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/001227.SZ/norm.md)
- [Related News](https://longbridge.com/en/quote/001227.SZ/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/001227.SZ/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**