---
title: "BANK OF LANZHOU (001227.SZ) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/001227.SZ/norm.md"
symbol: "001227.SZ"
name: "BANK OF LANZHOU"
parent: "https://longbridge.com/en/quote/001227.SZ.md"
datetime: "2026-03-09T22:56:48.493Z"
locales:
  - [en](https://longbridge.com/en/quote/001227.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/001227.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/001227.SZ/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/001227.SZ/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/001227.SZ/norm.md)


# BANK OF LANZHOU (001227.SZ) — Financial Reports

## Income Statement (CNY)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.0807 | 0.0591 | 0.0875 | 0.0589 | 0.0864 |
| ROE | 5.81% | 4.45% | 6.33% | 4.50% | 6.45% |
| Revenue | 1.31B | 890.10M | 1.24B | 941.16M | 1.36B |
| Net income | 552.70M | 393.05M | 558.56M | 393.19M | 551.17M |
| NIM | - | - | 1.46% | - | - |
| Structure | 1.62B | 1.44B | 1.59B | 1.45B | 1.25B |
| Provision | 2.00B | 1.88B | 2.04B | 1.80B | 2.06B |

## Balance Sheet (CNY)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 523.36B | 509.74B | 492.69B | 486.28B | 480.98B |
| Leverage | 12.82 | 14.15 | 13.90 | 13.55 | 13.86 |
| BVPS | 5.34 | 5.38 | 5.28 | 5.36 | 5.16 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 397.67B | 383.34B | 382.35B | 364.66B | 376.94B |
| NPL | 4.80B | 5.00B | 4.91B | 4.75B | 4.68B |
| Capital ratio | 8.35% | 8.50% | 8.37% | 8.73% | 8.28% |
| Coverage | 193.41% | 212.74% | 199.87% | 210.08% | 205.42% |

## Cash Flow Statement (CNY)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 2.32B | 10.47B | 1.32B | 15.07B | 486.54M |
| Investing CF | -7.43B | -7.86B | -3.82B | -18.01B | 1.46B |
| Financing CF | 6.70B | -105.44M | -291.70M | -255.19M | -565.30M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 4.39

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.05CNY | 2026-02-06 | 2026-02-09 | 2026-02-09 |
| Cash Dividend: 
0.051CNY | 2025-07-21 | 2025-07-22 | 2025-07-22 |
| Cash Dividend: 
0.05CNY | 2025-01-23 | 2025-01-24 | 2025-01-24 |