---
title: "JRCB (002807.SZ) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/002807.SZ/norm.md"
symbol: "002807.SZ"
name: "JRCB"
parent: "https://longbridge.com/en/quote/002807.SZ.md"
datetime: "2026-05-20T19:19:43.312Z"
locales:
  - [en](https://longbridge.com/en/quote/002807.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002807.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002807.SZ/norm.md)
---

# JRCB (002807.SZ) — Financial Reports

## Income Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.1489 | 0.3132 | 0.1757 | 0.1985 | 0.1452 |
| ROE | 7.41% | 15.92% | 9.08% | 10.33% | 7.63% |
| Revenue | 714.84M | 1.28B | 794.89M | 827.34M | 684.46M |
| Net income | 366.41M | 771.10M | 432.36M | 488.53M | 357.47M |
| NIM | 1.54% | - | - | - | - |
| Structure | 734.93M | 721.85M | 731.10M | 710.77M | 698.49M |
| Provision | 1.21B | 919.42M | 800.03M | 1.25B | 1.13B |

## Balance Sheet (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 222.36B | 219.30B | 208.04B | 207.58B | 207.06B |
| Leverage | 11.07 | 11.06 | 10.73 | 10.81 | 10.82 |
| BVPS | 8.11 | 7.96 | 7.78 | 7.70 | 7.67 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 174.98B | 167.22B | 165.08B | 162.19B | 161.82B |
| NPL | 1.15B | 1.10B | 1.12B | 1.12B | 1.11B |
| Capital ratio | 13.39% | 13.63% | 13.77% | 13.74% | 13.73% |
| Coverage | 329.35% | 329.39% | - | 368.90% | - |

## Cash Flow Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -1.60B | 1.03B | 2.44B | -8.65B | 2.80B |
| Investing CF | 1.28B | -113.88M | -1.60B | 9.02B | -2.62B |
| Financing CF | -1.85B | 538.97M | -1.04M | -493.42M | -859000.00 |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 2.25

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.1CNY | 2025-12-02 | 2025-12-03 | 2025-12-03 |
| Cash Dividend: 
0.2CNY | 2025-04-29 | 2025-04-30 | 2025-04-30 |
| Cash Dividend: 
0.19CNY | 2024-05-09 | 2024-05-10 | 2024-05-10 |