Company Encyclopedia
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name
QRCB
002958.SZ
Qingdao Rural Commercial Bank Co., Ltd. provides various banking products and services in China. It accepts deposits; offers loans, settlements, bill acceptance and discounting, letter of credit and guarantees, foreign exchange credit, and consulting and witnessing services. The company also acts as an insurance agency; and underwrites government bonds and financial bonds.
1.124 T
002958.SZMarket value -Rank by Market Cap -/-

Financial Score

15/12/2025 Update
C
Regional BanksIndustry
Industry Ranking16/23
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE6.21%C
    • Profit Margin47.71%A
    • Gross Margin0.00%E
  • Growth ScoreB
    • Revenue YoY11.95%B
    • Net Profit YoY9.89%C
    • Total Assets YoY6.45%B
    • Net Assets YoY13.33%B
  • Cash ScoreC
    • Cash Flow Margin228.10%C
    • OCF YoY11.95%B
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

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    News
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    After three years of reform, Chairman bids farewell as QRCB falls into "home court anxiety" again

    Recently, Wang Xifeng, the chairman of Qingdao Rural Commercial Bank, who has ranked first in the "A-share rural commercial bank salary list" for two consecutive years, officially retired at the age of eligibility, marking the end of his nearly three-year tenure

    Wallstreetcn·
    SZ
    002958
    -0.32%
    Wallstreetcn·
    SZ
    002958
    -0.32%

    QRCB released its performance for the first three quarters, with a net profit attributable to the parent company of 3.318 billion yuan, an increase of 3.57%

    According to the Zhitong Finance APP, QRCB released its third-quarter report for 2025. The company's operating revenue for the first three quarters was 8.028 billion yuan, a year-on-year decrease of 4.92%. The net profit attributable to shareholders of the listed company was 3.318 billion yuan, a year-on-year increase of 3.57%. The net profit attributable to shareholders of the listed company after deducting non-recurring gains and losses was 3.269 billion yuan, a year-on-year increase of 5.89%. The basic earnings per share were 0.57 yuan

    Zhitong·
    SZ
    002958
    -0.32%
    Zhitong·
    SZ
    002958
    -0.32%

    Dongfang Securities: 25H1 Banking Performance Fully Rebounds, Non-Loan Assets Drive Accelerated Balance Sheet Expansion

    Dongfang Securities released a research report indicating that as of 25H1, the performance of A-share listed banks has fully rebounded, with revenue, PPOP, and net profit attributable to shareholders growing at rates of 1.0%, 1.1%, and 0.8%, respectively. State-owned banks have shown significant improvement driven by non-interest income, while joint-stock banks' core revenue is slightly weaker. It is expected that the adjustment space for bank stocks is limited, with loan growth mainly led by state-owned and city commercial banks. Overall, the banking industry's performance has improved quarter-on-quarter, with non-credit assets accelerating balance sheet expansion

    Zhitong·
    SH
    600919
    -0.10%
    SZ
    002958
    -0.32%
    SH
    600926
    +0.66%
    Zhitong·
    SH
    600919
    -0.10%
    SZ
    002958
    -0.32%
    SH
    600926
    +0.66%

    "Minority shareholders" left disappointed, QRCB's semi-annual report "makes no mention" of interim dividends

    Qingdao Rural Commercial Bank did not mention a mid-term dividend in its semi-annual report and rejected the proposal from minority shareholders to increase dividends. Although minority shareholders requested to set a dividend ratio and increase the number of dividend distributions, the board of directors decided not to submit the proposal for review. The semi-annual report shows that the bank's net profit in the first half of the year was 2.134 billion yuan, a year-on-year increase of 5.22%, and asset quality continued to improve, with the non-performing loan ratio dropping to 1.75%

    Wallstreetcn·
    SZ
    002958
    -0.32%
    Wallstreetcn·
    SZ
    002958
    -0.32%

    QRCB: Net profit in the first half of 2025 is 2.138 billion yuan, a year-on-year increase of 6.12%

    QRCB announced that in the first half of 2025, operating income was 5.752 billion yuan, a year-on-year decrease of 1.83%. Net profit was 2.138 billion yuan, a year-on-year increase of 6.12%. The company plans not to distribute cash dividends, not to issue bonus shares, and not to convert reserves into share capital for the half-year of 2025

    Zhitong·
    SZ
    002958
    -0.32%
    Zhitong·
    SZ
    002958
    -0.32%
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