---
title: "Qingdao Rural Commercial Bank Corporation (002958.SZ)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/002958.SZ.md"
symbol: "002958.SZ"
name: "Qingdao Rural Commercial Bank Corporation"
industry: "Regional Banks"
datetime: "2026-05-20T11:52:23.125Z"
locales:
  - [en](https://longbridge.com/en/quote/002958.SZ.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002958.SZ.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002958.SZ.md)
---

# Qingdao Rural Commercial Bank Corporation (002958.SZ)

## Company Overview

Qingdao Rural Commercial Bank Co., Ltd. provides various banking products and services in China. The company accepts deposits; offers loans, settlements, bill acceptance and discounting, letter of credit and guarantees, foreign exchange credit, and consulting and witnessing services. It also acts as an insurance agency; and underwrites government bonds and financial bonds.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | CN Market |
| Website | [www.qrcb.com.cn](https://www.qrcb.com.cn) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:09.000Z

**Overall: C (0.49)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 16 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 14.14% |  |
| Net Profit YoY | 9.28% |  |
| P/B Ratio | 0.43 |  |
| Dividend Ratio | 4.11% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 16251274917.64 |  |
| Revenue | 6889898340.66 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.91% | C |
| Profit Margin | 46.45% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 14.14% | B |
| Net Profit YoY | 9.28% | C |
| Total Assets YoY | -0.52% | D |
| Net Assets YoY | 6.90% | B |
| Cash Flow Margin | -573.22% | E |
| OCF YoY | 14.14% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Qingdao Rural Commercial Bank Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "14.14%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "9.28%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.43",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.11%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "16251274917.64",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "6889898340.66",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.91%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "46.45%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "14.14%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "9.28%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "-0.52%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.90%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-573.22%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "14.14%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 5.08 | 4/23 | 6.61 | 5.94 | 5.78 |
| PB | 0.43 | 4/23 | 0.54 | 0.48 | 0.47 |
| PS (TTM) | 1.66 | 6/23 | 1.76 | 1.66 | 1.62 |
| Dividend Yield | 4.11% | 13/23 | 3.88% | 3.79% | 3.38% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank Of Jiangsu (600919.SH) | B | B | E | A | A | B |
| 02 | QLB (601665.SH) | B | A | E | A | B | B |
| 03 | Bank of Qingdao (002948.SZ) | B | B | E | A | B | B |
| 04 | Bank of Ningbo (002142.SZ) | B | C | E | A | B | C |
| 05 | BANK OF NANJING (601009.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2025-08-28T16:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 2.90 |
| Highest Target | undefined |
| Lowest Target | undefined |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/002958.SZ/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/002958.SZ/norm.md)
- [Related News](https://longbridge.com/en/quote/002958.SZ/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/002958.SZ/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**