---
title: "QiaoYin (002973.SZ) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/002973.SZ/norm.md"
symbol: "002973.SZ"
name: "QiaoYin"
parent: "https://longbridge.com/en/quote/002973.SZ.md"
datetime: "2026-05-21T19:26:45.891Z"
locales:
  - [en](https://longbridge.com/en/quote/002973.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002973.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002973.SZ/norm.md)
---

# QiaoYin (002973.SZ) — Financial Reports

## Income Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.0900 | 0.0809 | 0.0616 | 0.1404 | 0.1700 |
| ROE | 5.36% | 5.27% | 4.01% | 9.10% | 10.95% |
| Revenue | 848.64M | 845.38M | 895.16M | 934.82M | 935.73M |
| Net income | 34.83M | 33.79M | 25.40M | 57.16M | 67.60M |
| Operating income | 127.01M | 186.36M | 140.80M | 113.10M | 159.93M |
| Gross margin | 25.55% | 27.62% | 26.04% | 27.47% | 27.74% |
| Net margin | 4.10% | 4.00% | 2.84% | 6.11% | 7.22% |
| Profit quality | 139.06% | 75.42% | 342.19% | 50.87% | 80.66% |

## Balance Sheet (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 8.37B | 8.32B | 8.47B | 8.39B | 8.29B |
| Leverage | 2.92 | 2.95 | 3.02 | 3.05 | 3.02 |
| BVPS | 6.76 | 6.18 | 6.23 | 6.17 | 6.13 |
| Turnover | 0.4231 | 0.4355 | 0.4467 | 0.4691 | 0.4788 |
| Cash & STI | 377.99M | 349.29M | 318.90M | 385.27M | 294.57M |
| Inv & Rec | 29.14M | 33.20M | 32.77M | 28.74M | 28.83M |
| LT assets | 718.69M | 762.06M | 825.15M | 824.77M | 837.50M |
| Net debt | 3.22B | 3.12B | 3.65B | 3.60B | 3.55B |

## Cash Flow Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 91.33M | 247.10M | 41.15M | 222.31M | 198.29M |
| Investing CF | -83.73M | -150.03M | -53.25M | -76.82M | -107.35M |
| Financing CF | 16.44M | -36.31M | -63.06M | -42.86M | -115.50M |
| Free CF | -130.94M | 387.08M | -187.76M | 135.93M | 53.94M |
| OCF coverage | 9.90% | 22.04% | 3.16% | 19.72% | 14.94% |
| Repaid & issued | 892.24M | 906.80M | 1.08B | 996.08M | 1.14B |
| CapEx | -96.68M | -142.25M | -108.38M | -80.93M | -105.99M |

## Distribution Plan

**Dividend Yield**: 0.75

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.1CNY | 2025-07-22 | 2025-07-23 | 2025-07-23 |
| Cash Dividend: 
0.1CNY | 2024-06-04 | 2024-06-05 | 2024-06-05 |
| Cash Dividend: 
0.1CNY | 2023-07-14 | 2023-07-17 | 2023-07-17 |