---
title: "Aspial Lifestyle Limited (5UF.SG)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/5UF.SG.md"
symbol: "5UF.SG"
name: "Aspial Lifestyle Limited"
industry: "Apparel Retail"
datetime: "2026-05-20T03:44:17.143Z"
locales:
  - [en](https://longbridge.com/en/quote/5UF.SG.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/5UF.SG.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/5UF.SG.md)
---

# Aspial Lifestyle Limited (5UF.SG)

## Company Overview

Aspial Lifestyle Limited, an investment holding company, retails and trades in jewelry and branded merchandise in Singapore and internationally. It operates through four segments: Pawnbroking; Secured Lending; and Retail and Trading of Jewellery and Branded Merchandise, and Others segments. The company is also involved in pawnbroking and secure lending activities; property rental; and provision of financial, real estate, and other support and management services. The company markets its products under the Maxi-Cash, Lee Hwa Jewellery, and Goldheart brand names.

| Item | Detail |
|------|--------|
| Industry | Apparel Retail |
| Exchange | SG Market |
| Website | [www.aspiallifestyle.com](https://www.aspiallifestyle.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:11.000Z

**Overall: B (0.40)**

**Industry**: Apparel Retail

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 6 |
| Industry Median | B |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 41.28% |  |
| Net Profit YoY | 135.15% |  |
| P/B Ratio | 2.61 |  |
| Dividend Ratio | 3.72% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 785505660.96 |  |
| Revenue | 828721676.84 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 29.82% | A |
| Profit Margin | 9.72% | B |
| Gross Margin | 36.40% | C |
| Revenue YoY | 41.28% | A |
| Net Profit YoY | 135.15% | A |
| Total Assets YoY | 28.93% | A |
| Net Assets YoY | 25.38% | A |
| Cash Flow Margin | -9.71% | D |
| OCF YoY | 41.28% | A |
| Turnover | 0.58 | B |
| Gearing Ratio | 80.22% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Aspial Lifestyle Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "41.28%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "135.15%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "2.61",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.72%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "785505660.96",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "828721676.84",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "29.82%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "9.72%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "36.40%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "41.28%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "135.15%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "28.93%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "25.38%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-9.71%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "41.28%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.58",
          "rating": "B"
        },
        {
          "name": "Gearing Ratio",
          "value": "80.22%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.86 | 3/6 | 9.04 | 7.88 | 6.87 |
| PB | 2.64 | 4/6 | 2.03 | 1.48 | 1.01 |
| PS (TTM) | 0.96 | 4/6 | 0.74 | 0.55 | 0.41 |
| Dividend Yield | 3.67% | 1/6 | 5.90% | 5.36% | 3.51% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Aspial Lifestyle (5UF.SG) | A | A | B | E | C | B |
| 02 | Cortina (C41.SG) | B | B | A | B | B | B |
| 03 | Taka Jewellery (42L.SG) | B | A | B | C | C | B |
| 04 | MoneyMax Fin (5WJ.SG) | A | A | C | E | C | C |
| 05 | Second Chance (528.SG) | B | D | E | A | C | C |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/5UF.SG/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/5UF.SG/norm.md)
- [Related News](https://longbridge.com/en/quote/5UF.SG/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**