---
title: "Chongqing Rural Commercial Bank Co., Ltd. (601077.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601077.SH.md"
symbol: "601077.SH"
name: "Chongqing Rural Commercial Bank Co., Ltd."
industry: "Regional Banks"
datetime: "2026-05-19T22:48:44.008Z"
locales:
  - [en](https://longbridge.com/en/quote/601077.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601077.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601077.SH.md)
---

# Chongqing Rural Commercial Bank Co., Ltd. (601077.SH)

## Company Overview

Chongqing Rural Commercial Bank Co., Ltd., together with its subsidiaries, provides banking and related financial services in the People’s Republic of China. It operates through Corporate Banking, Personal Banking, and Financial Market Operations segments. The Corporate Banking segment offers current accounts, deposits, overdrafts, loans, and trade-related products, as well as engages in foreign currency and other credit services for corporations, government agencies, and financial institutions. Its Personal Banking segment provides personal loans, deposit products, cards, personal wealth management services, and other types of personal intermediary services to individual customers.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | CN Market |
| Website | [www.cqrcb.com](https://www.cqrcb.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:08.000Z

**Overall: C (0.51)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 8 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.34% |  |
| Net Profit YoY | 5.09% |  |
| P/B Ratio | 0.57 |  |
| Dividend Ratio | 4.57% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 77834623633.08 |  |
| Revenue | 23584979860.02 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.77% | B |
| Profit Margin | 52.18% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 4.34% | C |
| Net Profit YoY | 5.09% | C |
| Total Assets YoY | 9.69% | B |
| Net Assets YoY | 6.54% | B |
| Cash Flow Margin | -184.65% | E |
| OCF YoY | 4.34% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Chongqing Rural Commercial Bank Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "4.34%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "5.09%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.57",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.57%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "77834623633.08",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "23584979860.02",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.77%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "52.18%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "4.34%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "5.09%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.69%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.54%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-184.65%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "4.34%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.36 | 15/23 | 6.86 | 6.48 | 6.19 |
| PB | 0.58 | 12/23 | 0.63 | 0.59 | 0.56 |
| PS (TTM) | 2.68 | 17/23 | 2.87 | 2.71 | 2.59 |
| Dividend Yield | 4.54% | 10/23 | 4.82% | 4.64% | 4.36% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank Of Jiangsu (600919.SH) | B | B | E | A | A | B |
| 02 | QLB (601665.SH) | B | A | E | A | B | B |
| 03 | Bank of Qingdao (002948.SZ) | B | B | E | A | B | B |
| 04 | Bank of Ningbo (002142.SZ) | B | C | E | A | B | C |
| 05 | BANK OF NANJING (601009.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-18T16:00:00.000Z

Total Analysts: **10**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 6 | 60% |
| Overweight | 4 | 40% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 6.90 |
| Highest Target | 9.74 |
| Lowest Target | 8.30 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601077.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601077.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601077.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601077.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**