---
title: "Xiamen Bank Co.,Ltd. (601187.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601187.SH.md"
symbol: "601187.SH"
name: "Xiamen Bank Co.,Ltd."
industry: "Regional Banks"
datetime: "2026-05-20T09:03:43.106Z"
locales:
  - [en](https://longbridge.com/en/quote/601187.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601187.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601187.SH.md)
---

# Xiamen Bank Co.,Ltd. (601187.SH)

## Company Overview

Xiamen Bank Co., Ltd. provides various banking products and services to individuals, corporate customers, and small and micro finance businesses in China and internationally. It offers personal savings products, personal loans, investment and financial management products, bank cards, and convenience finance services; cash management, international business, investment banking, intermediate business, and investment banking services, as well as corporate deposits and loans; and financing solutions for emerging and small businesses. The company also provides financial market services, including precious metal, bond, foreign exchange and derivative, bill collection, inter-bank, and franchise business services; and online and mobile banking services.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | CN Market |
| Website | [www.xmbankonline.com](https://www.xmbankonline.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:09.000Z

**Overall: C (0.59)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 14 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -41.21% |  |
| Net Profit YoY | 20.29% |  |
| P/B Ratio | 0.70 |  |
| Dividend Ratio | 4.16% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 19061957480.34 |  |
| Revenue | 2881265823.86 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.33% | B |
| Profit Margin | 93.25% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -41.21% | E |
| Net Profit YoY | 20.29% | B |
| Total Assets YoY | 13.18% | B |
| Net Assets YoY | 3.24% | C |
| Cash Flow Margin | 0.00% | D |
| OCF YoY | -41.21% | E |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Xiamen Bank Co.,Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-41.21%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "20.29%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.70",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.16%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "19061957480.34",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "2881265823.86",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.33%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "93.25%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-41.21%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "20.29%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.18%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.24%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "0.00%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "-41.21%",
          "rating": "E"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 7.09 | 21/23 | 7.69 | 7.36 | 6.93 |
| PB | 0.70 | 14/23 | 0.76 | 0.72 | 0.68 |
| PS (TTM) | 3.09 | 22/23 | 3.40 | 3.28 | 3.13 |
| Dividend Yield | 4.16% | 12/23 | 4.71% | 4.23% | 3.97% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank Of Jiangsu (600919.SH) | B | B | E | A | A | B |
| 02 | QLB (601665.SH) | B | A | E | A | B | B |
| 03 | Bank of Qingdao (002948.SZ) | B | B | E | A | B | B |
| 04 | Bank of Ningbo (002142.SZ) | B | C | E | A | B | C |
| 05 | BANK OF NANJING (601009.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2024-05-19T16:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Overweight | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 7.25 |
| Highest Target | undefined |
| Lowest Target | undefined |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601187.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601187.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601187.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601187.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**