---
title: "Ping An Insurance (Group) Company of China,Ltd. (601318.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601318.SH.md"
symbol: "601318.SH"
name: "Ping An Insurance (Group) Company of China,Ltd."
industry: "Life and Health Insurance"
datetime: "2026-05-19T20:27:31.874Z"
locales:
  - [en](https://longbridge.com/en/quote/601318.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601318.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601318.SH.md)
---

# Ping An Insurance (Group) Company of China,Ltd. (601318.SH)

## Company Overview

Ping An Insurance (Group) Company of China, Ltd. provides financial products and services in the People’s Republic of China. It operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Finance Enablement segments. The company offers life insurance products, including term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance; property and casualty insurance, such as auto insurance, non-auto insurance, accident, and health insurance.

| Item | Detail |
|------|--------|
| Industry | Life and Health Insurance |
| Exchange | CN Market |
| Website | [www.pingan.cn](https://www.pingan.cn) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:10.000Z

**Overall: C (0.49)**

**Industry**: Life and Health Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 4 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 16.79% |  |
| Net Profit YoY | 13.57% |  |
| P/B Ratio | 0.98 |  |
| Dividend Ratio | 4.68% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 992979353495.04 |  |
| Revenue | 951996057294.80 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.56% | B |
| Profit Margin | 13.93% | B |
| Gross Margin | 79.04% | A |
| Revenue YoY | 16.79% | B |
| Net Profit YoY | 13.57% | C |
| Total Assets YoY | 7.49% | B |
| Net Assets YoY | 7.11% | B |
| Cash Flow Margin | 411.55% | A |
| OCF YoY | 16.79% | B |
| Turnover | 0.07 | E |
| Gearing Ratio | 89.88% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Ping An Insurance (Group) Company of China,Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "16.79%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "13.57%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.98",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.68%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "992979353495.04",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "951996057294.80",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.56%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "13.93%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "79.04%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "16.79%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "13.57%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "7.49%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.11%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "411.55%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "16.79%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.07",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "89.88%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 7.43 | 3/4 | 8.85 | 8.39 | 7.83 |
| PB | 0.97 | 2/4 | 1.18 | 1.11 | 1.06 |
| PS (TTM) | 0.95 | 1/4 | 1.08 | 1.02 | 0.98 |
| Dividend Yield | 4.72% | 1/4 | 4.52% | 4.35% | 3.97% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Ping An (601318.SH) | A | B | E | E | A | C |
| 02 | China Life (601628.SH) | A | B | E | E | B | C |
| 03 | NCI (601336.SH) | A | B | E | E | B | C |
| 04 | COFCO CAPITAL (002423.SZ) | B | D | E | E | C | D |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-17T16:00:00.000Z

Total Analysts: **18**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 14 | 78% |
| Overweight | 4 | 22% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 54.48 |
| Highest Target | 89.80 |
| Lowest Target | 68.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601318.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601318.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601318.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601318.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**