---
title: "The People's Insurance Company (Group) of China Limited (601319.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601319.SH.md"
symbol: "601319.SH"
name: "The People's Insurance Company (Group) of China Limited"
industry: "Property and Casualty Insurance"
datetime: "2026-05-19T14:23:53.941Z"
locales:
  - [en](https://longbridge.com/en/quote/601319.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601319.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601319.SH.md)
---

# The People's Insurance Company (Group) of China Limited (601319.SH)

## Company Overview

The People's Insurance Company (Group) of China Limited, an investment holding company, offers insurance products and services in the People’s Republic of China and Hong Kong. It operates through Property Insurance, Life Insurance, Health Insurance, Asset Management, and Headquarters and Other segments. The company provides motor vehicle, agricultural, accidental injury and health, liability, corporate property, and other insurances; life insurance products, including general, participating, and universal life; health, and accident insurance products; and health insurance products, such as medical, participating endowment, sickness, nursing, accidental injury, and disability income loss insurance products. It is also involved in asset management and other business; reinsurance business; internet banking; and provision of research and development, operations and maintenance, and technology services.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | CN Market |
| Website | [www.picc.com.cn](https://www.picc.com.cn) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:08.000Z

**Overall: C (0.53)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 1 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 3.75% |  |
| Net Profit YoY | -8.40% |  |
| P/B Ratio | 0.95 |  |
| Dividend Ratio | 2.81% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 302203241833.25 |  |
| Revenue | 617427846332.40 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 14.09% | B |
| Profit Margin | 6.82% | B |
| Gross Margin | 12.22% | D |
| Revenue YoY | 3.75% | C |
| Net Profit YoY | -8.40% | D |
| Total Assets YoY | 12.39% | B |
| Net Assets YoY | 13.76% | B |
| Cash Flow Margin | 231.17% | B |
| OCF YoY | 3.75% | C |
| Turnover | 0.32 | D |
| Gearing Ratio | 78.54% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - The People's Insurance Company (Group) of China Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "3.75%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-8.40%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.95",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.81%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "302203241833.25",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "617427846332.40",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "14.09%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "6.82%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "12.22%",
          "rating": "D"
        },
        {
          "name": "Revenue YoY",
          "value": "3.75%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-8.40%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "12.39%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "13.76%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "231.17%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "3.75%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.32",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "78.54%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 7.35 | 1/1 | 8.02 | 7.56 | 7.10 |
| PB | 0.98 | 1/1 | 1.34 | 1.27 | 1.19 |
| PS (TTM) | 0.47 | 1/1 | 0.60 | 0.57 | 0.53 |
| Dividend Yield | 2.71% | 1/1 | 2.63% | 2.31% | 2.11% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | PICC Group (601319.SH) | B | C | D | E | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-06T16:00:00.000Z

Total Analysts: **11**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 18% |
| Overweight | 2 | 18% |
| Hold | 4 | 36% |
| Underweight | 1 | 9% |
| Sell | 2 | 18% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 7.08 |
| Highest Target | 10.00 |
| Lowest Target | 6.10 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601319.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601319.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601319.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601319.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**