---
title: "Bank Of Communications Co., Ltd. (601328.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601328.SH.md"
symbol: "601328.SH"
name: "Bank Of Communications Co., Ltd."
industry: "Diversified Banks"
datetime: "2026-05-19T20:28:02.280Z"
locales:
  - [en](https://longbridge.com/en/quote/601328.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601328.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601328.SH.md)
---

# Bank Of Communications Co., Ltd. (601328.SH)

## Company Overview

Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | CN Market |
| Website | [www.bankcomm.com;http://www.bankcomm.cn](https://www.bankcomm.com;http://www.bankcomm.cn) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:08.000Z

**Overall: C (0.53)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 7 / 20 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 1.73% |  |
| Net Profit YoY | 3.70% |  |
| P/B Ratio | 0.51 |  |
| Dividend Ratio | 2.35% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 587940833714.67 |  |
| Revenue | 212208165890.49 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.58% | B |
| Profit Margin | 45.39% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 1.73% | C |
| Net Profit YoY | 3.70% | C |
| Total Assets YoY | 6.44% | B |
| Net Assets YoY | 10.64% | B |
| Cash Flow Margin | -368.38% | E |
| OCF YoY | 1.73% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Bank Of Communications Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "1.73%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "3.70%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.51",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.35%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "587940833714.67",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "212208165890.49",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.58%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "45.39%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "1.73%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "3.70%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "6.44%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.64%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-368.38%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "1.73%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.11 | 10/20 | 7.10 | 6.55 | 6.21 |
| PB | 0.51 | 10/20 | 0.60 | 0.56 | 0.53 |
| PS (TTM) | 2.20 | 12/20 | 2.57 | 2.36 | 2.24 |
| Dividend Yield | 2.34% | 17/20 | 6.59% | 4.62% | 4.19% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | ICBC (601398.SH) | B | C | E | A | D | C |
| 02 | CCB (601939.SH) | B | C | E | A | D | C |
| 03 | ABC (601288.SH) | B | C | E | A | D | C |
| 04 | Bank Of China (601988.SH) | C | C | E | A | D | C |
| 05 | China Merchants Bank (600036.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-12T16:00:00.000Z

Total Analysts: **20**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 9 | 45% |
| Overweight | 6 | 30% |
| Hold | 3 | 15% |
| Sell | 2 | 10% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 6.67 |
| Highest Target | 9.80 |
| Lowest Target | 4.78 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601328.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601328.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601328.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601328.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**