---
title: "Bank Of Communications (601328.SH) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601328.SH/norm.md"
symbol: "601328.SH"
name: "Bank Of Communications"
parent: "https://longbridge.com/en/quote/601328.SH.md"
datetime: "2026-03-05T08:57:12.914Z"
locales:
  - [en](https://longbridge.com/en/quote/601328.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601328.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601328.SH/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/601328.SH/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/601328.SH/norm.md)


# Bank Of Communications (601328.SH) — Financial Reports

## Income Statement (CNY)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.2282 | 0.2477 | 0.3400 | 0.3370 | 0.2781 |
| ROE | 8.26% | 6.40% | 9.14% | 6.39% | 10.04% |
| Revenue | 56.52B | 46.81B | 53.74B | 55.75B | 52.24B |
| Net income | 25.66B | 18.96B | 25.37B | 17.43B | 26.92B |
| NIM | - | - | 1.23% | - | - |
| Structure | 43.40B | 42.64B | 42.60B | 43.04B | 42.56B |
| Provision | 66.69B | 66.99B | 66.37B | 63.47B | 64.06B |

## Balance Sheet (CNY)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 15499.78B | 15435.41B | 15288.90B | 14900.72B | 14594.71B |
| Leverage | 12.00 | 11.83 | 12.99 | 12.89 | 12.81 |
| BVPS | 12.85 | 12.67 | 13.35 | 13.06 | 12.83 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 10713.70B | 10556.77B | 10618.99B | 10055.13B | 10041.44B |
| NPL | 114.55B | 115.04B | 115.45B | 111.68B | 111.50B |
| Capital ratio | 11.37% | 11.42% | 12.80% | 10.24% | 10.29% |
| Coverage | - | 209.36% | - | 201.52% | - |

## Cash Flow Statement (CNY)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -455.65B | -58.12B | 111.60B | 58.31B | -347.75B |
| Investing CF | -61.00B | -70.07B | -32.23B | -96.94B | -99.20B |
| Financing CF | 489.11B | 128.25B | -28.11B | 40.11B | 461.14B |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 4.79

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.1563CNY | 2025-12-24 | 2025-12-25 | 2025-12-25 |
| Cash Dividend: 
0.197CNY | 2025-04-17 | 2025-04-18 | 2025-04-18 |
| Cash Dividend: 
0.182CNY | 2025-01-23 | 2025-01-24 | 2025-01-24 |