---
title: "Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd (601528.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601528.SH.md"
symbol: "601528.SH"
name: "Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd"
industry: "Diversified Banks"
datetime: "2026-05-21T07:39:38.074Z"
locales:
  - [en](https://longbridge.com/en/quote/601528.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601528.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601528.SH.md)
---

# Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd (601528.SH)

## Company Overview

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd provides commercial banking products and services in China. It offers personal wealth products and services that cover financial products, precious metals, funds, insurance products, and asset management products; savings, demand, time, structured, and notice deposit products, as well as certificate of deposit; personal, business, consumer, mortgage, operating, and e-flash loans; credit and debit cards, gold and platinum cards, and cards with VIP privileges; and mobile and online banking services. The company also offers financial management products and services; settlement products and services comprising electronic money transfer, bank draft, transfer check, promissory note, local entrusted collection, remote collection of payments, and collection and payment; cross-border RMB settlement, clean and import collection, export documentary collection, letter of credit document review/negotiation, letter of credit notice, foreign exchange remittance, and global forex. In addition, it provides blockchain instant loans, customs and trade e-loan, foreign exchange loans, import financing, - short-term export credit insurance financing, export invoice financing, forfaiting, export discounting, export financing, and packing loan under export letter of credit.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | CN Market |
| Website | [www.borf.cn](https://www.borf.cn) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:13.000Z

**Overall: C (0.43)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 19 / 20 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.80% |  |
| Net Profit YoY | 0.79% |  |
| P/B Ratio | 0.47 |  |
| Dividend Ratio | 4.36% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 9439436602.76 |  |
| Revenue | 3247891229.03 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.06% | B |
| Profit Margin | 60.34% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 5.80% | C |
| Net Profit YoY | 0.79% | C |
| Total Assets YoY | 10.40% | B |
| Net Assets YoY | 7.05% | B |
| Cash Flow Margin | 255.70% | A |
| OCF YoY | 5.80% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.80%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "0.79%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.47",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.36%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "9439436602.76",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "3247891229.03",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.06%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "60.34%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "5.80%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "0.79%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "10.40%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.05%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "255.70%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "5.80%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 4.82 | 3/20 | 5.69 | 5.44 | 5.29 |
| PB | 0.47 | 9/20 | 0.59 | 0.56 | 0.54 |
| PS (TTM) | 2.17 | 12/20 | 2.53 | 2.45 | 2.36 |
| Dividend Yield | 4.36% | 13/20 | 3.74% | 3.62% | 3.51% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | CCB (601939.SH) | B | C | E | A | D | C |
| 02 | ICBC (601398.SH) | B | C | E | A | D | C |
| 03 | ABC (601288.SH) | B | C | E | A | D | C |
| 04 | Bank Of China (601988.SH) | C | C | E | A | D | C |
| 05 | China Merchants Bank (600036.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-03T16:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 3 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 4.82 |
| Highest Target | 7.27 |
| Lowest Target | 7.27 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601528.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601528.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601528.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601528.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**