---
title: "China Life Insurance Company Limited (601628.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601628.SH.md"
symbol: "601628.SH"
name: "China Life Insurance Company Limited"
industry: "Life and Health Insurance"
datetime: "2026-05-19T22:53:05.134Z"
locales:
  - [en](https://longbridge.com/en/quote/601628.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601628.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601628.SH.md)
---

# China Life Insurance Company Limited (601628.SH)

## Company Overview

China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People’s Republic of China. The company operates through Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses segments. It offers life, annuity, health, and accident insurance products to individuals and groups. The company was founded in 1949 and is based in Beijing, the People’s Republic of China.

| Item | Detail |
|------|--------|
| Industry | Life and Health Insurance |
| Exchange | CN Market |
| Website | [www.e-chinalife.com](https://www.e-chinalife.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:10.000Z

**Overall: C (0.50)**

**Industry**: Life and Health Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 4 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.48% |  |
| Net Profit YoY | 25.79% |  |
| P/B Ratio | 1.64 |  |
| Dividend Ratio | 1.98% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 981260584245.32 |  |
| Revenue | 341760336540.86 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 25.61% | A |
| Profit Margin | 42.32% | A |
| Gross Margin | 46.22% | B |
| Revenue YoY | 11.48% | B |
| Net Profit YoY | 25.79% | B |
| Total Assets YoY | 10.59% | B |
| Net Assets YoY | 12.38% | B |
| Cash Flow Margin | 305.86% | A |
| OCF YoY | 11.48% | B |
| Turnover | 0.05 | E |
| Gearing Ratio | 92.07% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - China Life Insurance Company Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.48%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "25.79%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.64",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.98%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "981260584245.32",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "341760336540.86",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "25.61%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "42.32%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "46.22%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "11.48%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "25.79%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "10.59%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "12.38%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "305.86%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "11.48%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.05",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "92.07%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.78 | 2/4 | 10.14 | 8.10 | 7.16 |
| PB | 1.64 | 4/4 | 2.19 | 2.11 | 1.93 |
| PS (TTM) | 1.64 | 3/4 | 2.21 | 2.10 | 1.89 |
| Dividend Yield | 1.98% | 3/4 | 1.83% | 1.60% | 1.51% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Ping An (601318.SH) | A | B | E | E | A | C |
| 02 | China Life (601628.SH) | A | B | E | E | B | C |
| 03 | NCI (601336.SH) | A | B | E | E | B | C |
| 04 | COFCO CAPITAL (002423.SZ) | B | D | E | E | C | D |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-07T16:00:00.000Z

Total Analysts: **18**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 8 | 44% |
| Overweight | 2 | 11% |
| Hold | 6 | 33% |
| Underweight | 1 | 6% |
| Sell | 1 | 6% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 34.71 |
| Highest Target | 60.30 |
| Lowest Target | 33.10 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601628.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601628.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601628.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601628.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**