---
title: "Qilu Bank Co., Ltd. (601665.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601665.SH.md"
symbol: "601665.SH"
name: "Qilu Bank Co., Ltd."
industry: "Regional Banks"
datetime: "2026-05-20T20:44:45.001Z"
locales:
  - [en](https://longbridge.com/en/quote/601665.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601665.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601665.SH.md)
---

# Qilu Bank Co., Ltd. (601665.SH)

## Company Overview

QILU BANK CO., LTD. provides personal and corporate banking services in the People’s Republic of China. The company offers personal savings products, including fixed deposits and withdrawals; personal demand, savings, personal notice deposits, and personal monthly profit; personal consumer loans, housing mortgage, consumer credit, home and home improvement, car, and other loans; wealth management services; credit cards; and insurance products. It also provides corporate loans; corporate deposits; and corporate financing; supply chain finance; cash management; and investment banking products and services.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | CN Market |
| Website | [www.qlbchina.com](https://www.qlbchina.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:11.000Z

**Overall: B (0.39)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 50.25% |  |
| Net Profit YoY | 21.73% |  |
| P/B Ratio | 0.74 |  |
| Dividend Ratio | 3.77% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 37728504999.62 |  |
| Revenue | 13477882618.61 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.73% | B |
| Profit Margin | 43.89% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 50.25% | A |
| Net Profit YoY | 21.73% | B |
| Total Assets YoY | 17.33% | A |
| Net Assets YoY | 9.27% | B |
| Cash Flow Margin | 0.00% | D |
| OCF YoY | 50.25% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Qilu Bank Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "50.25%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "21.73%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.74",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.77%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "37728504999.62",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "13477882618.61",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.73%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "43.89%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "50.25%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "21.73%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "17.33%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "9.27%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "0.00%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "50.25%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.40 | 16/23 | 6.69 | 6.44 | 6.23 |
| PB | 0.75 | 18/23 | 0.82 | 0.78 | 0.74 |
| PS (TTM) | 2.79 | 18/23 | 2.86 | 2.74 | 2.58 |
| Dividend Yield | 3.76% | 17/23 | 4.08% | 3.74% | 3.56% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank Of Jiangsu (600919.SH) | B | B | E | A | A | B |
| 02 | QLB (601665.SH) | B | A | E | A | B | B |
| 03 | Bank of Qingdao (002948.SZ) | B | B | E | A | B | B |
| 04 | Bank of Ningbo (002142.SZ) | B | C | E | A | B | C |
| 05 | BANK OF NANJING (601009.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-27T16:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 50% |
| Overweight | 1 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 6.14 |
| Highest Target | 7.50 |
| Lowest Target | 7.50 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601665.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601665.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601665.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601665.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**