---
title: "ZJB (601860.SH) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601860.SH/norm.md"
symbol: "601860.SH"
name: "ZJB"
parent: "https://longbridge.com/en/quote/601860.SH.md"
datetime: "2026-05-20T15:31:31.360Z"
locales:
  - [en](https://longbridge.com/en/quote/601860.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601860.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601860.SH/norm.md)
---

# ZJB (601860.SH) — Financial Reports

## Income Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.1000 | 0.0110 | 0.0774 | 0.1097 | 0.1000 |
| ROE | - | 0.80% | 5.77% | 9.82% | 8.45% |
| Revenue | 849.89M | 496.43M | 138.82M | 1.58B | 813.90M |
| Net income | 428.59M | 40.56M | 291.41M | 490.71M | 421.77M |
| NIM | 1.08% | - | - | - | - |
| Structure | 784.21M | 728.37M | -12.18M | 1.56B | 829.03M |
| Provision | 1.17B | 835.47M | 880.64M | 1.25B | 1.14B |

## Balance Sheet (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 294.99B | 290.34B | 286.03B | - | 280.25B |
| Leverage | 14.20 | 14.30 | 14.00 | - | 14.01 |
| BVPS | 5.82 | 5.55 | 5.58 | 5.46 | 5.46 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 233.43B | 226.77B | 229.86B | - | 234.81B |
| NPL | 2.66B | 2.63B | 2.60B | - | 2.37B |
| Capital ratio | 10.59% | 10.62% | 10.82% | - | 10.50% |
| Coverage | - | 178.89% | - | - | - |

## Cash Flow Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -4.85B | -5.25B | - | - | 10.57B |
| Investing CF | 6.41B | -7.31B | - | - | -15.06B |
| Financing CF | 2.90B | 5.44B | - | - | -2.22B |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 3.88

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.05CNY | 2026-02-04 | 2026-02-05 | 2026-02-05 |
| Cash Dividend: 
0.05CNY | 2025-06-05 | 2025-06-06 | 2025-06-06 |
| Cash Dividend: 
0.05CNY | 2025-01-21 | 2025-01-22 | 2025-01-22 |