---
title: "China Zheshang Bank Co., Ltd. (601916.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601916.SH.md"
symbol: "601916.SH"
name: "China Zheshang Bank Co., Ltd."
industry: "Diversified Banks"
datetime: "2026-05-19T17:17:52.427Z"
locales:
  - [en](https://longbridge.com/en/quote/601916.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601916.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601916.SH.md)
---

# China Zheshang Bank Co., Ltd. (601916.SH)

## Company Overview

China Zheshang Bank Co., Ltd. provides corporate and retail banking services in Mainland China. The company operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment offers corporate loans and advances, trade financing, corporate deposits, credit commitments and financial guarantees, debt instrument underwriting and other corporate, and intermediary banking services to corporate clients, governments, and other institutions.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | CN Market |
| Website | [www.czbank.com](https://www.czbank.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:08.000Z

**Overall: C (0.59)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 18 / 20 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -2.85% |  |
| Net Profit YoY | -15.77% |  |
| P/B Ratio | 0.45 |  |
| Dividend Ratio | 5.22% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 82040844746.41 |  |
| Revenue | 38167518488.59 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.85% | C |
| Profit Margin | 33.96% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -2.85% | D |
| Net Profit YoY | -15.77% | D |
| Total Assets YoY | 7.82% | B |
| Net Assets YoY | 3.61% | C |
| Cash Flow Margin | -1110.47% | E |
| OCF YoY | -2.85% | D |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - China Zheshang Bank Co., Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-2.85%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-15.77%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.45",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "5.22%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "82040844746.41",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "38167518488.59",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.85%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "33.96%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-2.85%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-15.77%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "7.82%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.61%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-1110.47%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "-2.85%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.37 | 13/20 | 6.29 | 6.02 | 5.79 |
| PB | 0.45 | 7/20 | 0.51 | 0.48 | 0.46 |
| PS (TTM) | 1.32 | 3/20 | 1.37 | 1.31 | 1.28 |
| Dividend Yield | 5.18% | 10/20 | 5.24% | 5.10% | 4.77% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | ICBC (601398.SH) | B | C | E | A | D | C |
| 02 | CCB (601939.SH) | B | C | E | A | D | C |
| 03 | ABC (601288.SH) | B | C | E | A | D | C |
| 04 | Bank Of China (601988.SH) | C | C | E | A | D | C |
| 05 | China Merchants Bank (600036.SH) | B | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-29T16:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 33% |
| Overweight | 1 | 33% |
| Hold | 1 | 33% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 3.01 |
| Highest Target | 3.54 |
| Lowest Target | 3.27 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601916.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601916.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601916.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601916.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**