---
title: "Bank Of China Limited (601988.SH)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/601988.SH.md"
symbol: "601988.SH"
name: "Bank Of China Limited"
industry: "Diversified Banks"
datetime: "2026-04-15T23:45:33.608Z"
locales:
  - [en](https://longbridge.com/en/quote/601988.SH.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601988.SH.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601988.SH.md)
---

# Bank Of China Limited (601988.SH)

## Company Overview

Bank of China Limited, together with its subsidiaries, provides various banking and financial services in Chinese Mainland, Hong Kong, Macao, Taiwan, and internationally. The company operates through six segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Other. The Corporate Banking segment provides current accounts, deposits, overdrafts, loans, payments and settlements, trade-related products, and other credit facilities, as well as foreign currency, derivative, and wealth management products for corporate customers, government authorities, and financial institutions. The Personal Banking segment offers savings deposits, personal loans, credit cards and debit cards, payments and settlements, wealth management, and funds and insurance agency services to retail customers.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | CN Market |
| Website | [www.boc.cn;http://www.bankofchina.com](https://www.boc.cn;http://www.bankofchina.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-15T04:30:12.000Z

**Overall: C (0.51)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 19 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.24% |  |
| Net Profit YoY | 3.45% |  |
| P/B Ratio | 0.69 |  |
| Dividend Ratio | 3.85% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1842249723992.02 |  |
| Revenue | 557894370889.82 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.10% | B |
| Profit Margin | 43.47% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 5.24% | C |
| Net Profit YoY | 3.45% | C |
| Total Assets YoY | 9.40% | B |
| Net Assets YoY | 8.64% | B |
| Cash Flow Margin | -508.40% | E |
| OCF YoY | 5.24% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Bank Of China Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.24%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "3.45%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.69",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.85%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1842249723992.02",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "557894370889.82",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.10%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "43.47%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "5.24%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "3.45%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.40%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "8.64%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-508.40%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "5.24%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 7.68 | 18/19 | 7.71 | 7.46 | 7.08 |
| PB | 0.69 | 14/19 | 0.70 | 0.68 | 0.65 |
| PS (TTM) | 2.83 | 14/19 | 2.87 | 2.77 | 2.64 |
| Dividend Yield | 3.81% | 15/19 | 7.66% | 4.15% | 3.92% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | ICBC (601398.SH) | B | C | E | A | D | C |
| 02 | CCB (601939.SH) | B | C | E | A | D | C |
| 03 | ABC (601288.SH) | B | C | E | A | D | C |
| 04 | Bank Of China (601988.SH) | C | C | E | A | D | C |
| 05 | China Merchants Bank (600036.SH) | B | C | E | A | D | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-12T16:00:00.000Z

Total Analysts: **21**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 7 | 33% |
| Overweight | 7 | 33% |
| Hold | 6 | 29% |
| Underweight | 1 | 5% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 5.79 |
| Highest Target | 7.90 |
| Lowest Target | 3.06 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/601988.SH/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/601988.SH/norm.md)
- [Related News](https://longbridge.com/en/quote/601988.SH/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/601988.SH/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**