---
title: "XZB (603040.SH) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/603040.SH/norm.md"
symbol: "603040.SH"
name: "XZB"
parent: "https://longbridge.com/en/quote/603040.SH.md"
datetime: "2026-05-20T19:27:28.484Z"
locales:
  - [en](https://longbridge.com/en/quote/603040.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/603040.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/603040.SH/norm.md)
---

# XZB (603040.SH) — Financial Reports

## Income Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.4900 | 0.4384 | 0.5202 | 0.5291 | 0.5000 |
| ROE | 17.32% | 15.59% | 18.82% | 21.13% | 19.21% |
| Revenue | 200.75M | 210.94M | 203.18M | 211.03M | 178.99M |
| Net income | 66.13M | 57.58M | 67.43M | 75.03M | 66.82M |
| Operating income | 70.99M | 67.13M | 77.97M | 76.52M | 68.98M |
| Gross margin | 52.68% | 48.63% | 56.76% | 52.65% | 53.66% |
| Net margin | 32.94% | 27.30% | 33.18% | 35.55% | 37.33% |
| Profit quality | 135.89% | 48.77% | 81.42% | 134.31% | 84.38% |

## Balance Sheet (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 1.83B | 1.78B | 1.74B | 1.69B | 1.69B |
| Leverage | 1.14 | 1.15 | 1.15 | 1.16 | 1.15 |
| BVPS | 11.49 | 11.08 | 10.75 | 10.33 | 10.70 |
| Turnover | 0.4687 | 0.4729 | - | 0.4596 | 0.4480 |
| Cash & STI | 652.30M | 584.90M | 564.26M | 521.61M | 520.56M |
| Inv & Rec | 180.36M | 194.21M | 189.21M | 177.32M | 167.21M |
| LT assets | 445.83M | 459.59M | 464.17M | 471.74M | 466.99M |
| Net debt | -598.71M | -551.21M | -509.93M | -467.31M | -465.96M |

## Cash Flow Statement (CNY)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 52.24M | 137.65M | 95.77M | 56.97M | 81.75M |
| Investing CF | -49.44M | -75.34M | -66.12M | 41.22M | -95.64M |
| Financing CF | 20.63M | -52.27M | -40.18M | -103.00M | 16.27M |
| Free CF | 2.73M | 184.29M | -10.38M | 70.32M | -31.78M |
| OCF coverage | 137.05% | 164.66% | 202.38% | 53.99% | 358.65% |
| Repaid & issued | 50.00M | 30.00M | 0.0000 | 0.0000 | 39.00M |
| CapEx | -7.89M | 2.54M | -13.97M | -17.40M | -9.42M |

## Distribution Plan

**Dividend Yield**: 1.34

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.25CNY | 2025-11-25 | 2025-11-26 | 2025-11-26 |
| Cash Dividend: 
0.3CNY | 2025-09-24 | 2025-09-25 | 2025-09-25 |
| Cash Dividend: 
0.6CNY | 2025-06-11 | 2025-06-12 | 2025-06-12 |