---
title: "Ameris Bancorp (ABCB.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/ABCB.US.md"
symbol: "ABCB.US"
name: "Ameris Bancorp"
industry: "Regional Banks"
datetime: "2026-05-21T13:31:24.284Z"
locales:
  - [en](https://longbridge.com/en/quote/ABCB.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ABCB.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ABCB.US.md)
---

# Ameris Bancorp (ABCB.US)

## Company Overview

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.amerisbank.com](https://www.amerisbank.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:19.000Z

**Overall: C (0.44)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 138 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 6.56% |  |
| Net Profit YoY | 16.76% |  |
| P/B Ratio | 1.42 |  |
| Dividend Ratio | 0.94% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 5787847430.82 |  |
| Revenue | 1172459000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.00% | B |
| Profit Margin | 37.08% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 6.56% | C |
| Net Profit YoY | 16.76% | B |
| Total Assets YoY | 6.02% | C |
| Net Assets YoY | 6.76% | B |
| Cash Flow Margin | 122.03% | B |
| OCF YoY | 6.56% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Ameris Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "6.56%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "16.76%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.42",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.94%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "5787847430.82",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1172459000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.00%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "37.08%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "6.56%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "16.76%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "6.02%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.76%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "122.03%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "6.56%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.31 | 173/329 | 13.37 | 12.87 | 12.25 |
| PB | 1.42 | 242/329 | 1.36 | 1.29 | 1.21 |
| PS (TTM) | 4.94 | 256/329 | 4.83 | 4.54 | 4.21 |
| Dividend Yield | 0.94% | 234/329 | 1.11% | 1.05% | 0.99% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-07T04:00:00.000Z

Total Analysts: **7**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 29% |
| Overweight | 3 | 43% |
| Hold | 2 | 29% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 84.44 |
| Highest Target | 98.00 |
| Lowest Target | 89.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/ABCB.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/ABCB.US/norm.md)
- [Related News](https://longbridge.com/en/quote/ABCB.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/ABCB.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**