---
title: "American Coastal Insurance Corporation (ACIC.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/ACIC.US.md"
symbol: "ACIC.US"
name: "American Coastal Insurance Corporation"
industry: "Property and Casualty Insurance"
datetime: "2026-06-13T16:25:52.524Z"
locales:
  - [en](https://longbridge.com/en/quote/ACIC.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ACIC.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ACIC.US.md)
---

# American Coastal Insurance Corporation (ACIC.US)

## Company Overview

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.amcoastal.com](https://www.amcoastal.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-06-13T04:30:12.000Z

**Overall: C (0.47)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 52 / 72 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.65% |  |
| Net Profit YoY | 42.57% |  |
| P/B Ratio | 1.52 |  |
| Dividend Ratio | 7.18% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 505182374.95 |  |
| Revenue | 334461000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 35.89% | A |
| Profit Margin | 31.32% | A |
| Gross Margin | 54.18% | B |
| Revenue YoY | 10.65% | B |
| Net Profit YoY | 42.57% | B |
| Total Assets YoY | -14.02% | E |
| Net Assets YoY | 27.15% | A |
| Cash Flow Margin | 37.09% | D |
| OCF YoY | 10.65% | B |
| Turnover | 0.31 | D |
| Gearing Ratio | 66.73% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - American Coastal Insurance Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.65%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "42.57%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.52",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "7.18%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "505182374.95",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "334461000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "35.89%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "31.32%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "54.18%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "10.65%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "42.57%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-14.02%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "27.15%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "37.09%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "10.65%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.31",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "66.73%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 4.82 | 5/72 | 7.03 | 6.57 | 5.21 |
| PB | 1.52 | 31/72 | 1.93 | 1.79 | 1.66 |
| PS (TTM) | 1.51 | 43/72 | 1.77 | 1.68 | 1.63 |
| Dividend Yield | 7.18% | 2/72 | 6.82% | 4.77% | 4.24% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Progressive (PGR.US) | B | B | B | D | B | B |
| 02 | Erie Indemnity (ERIE.US) | B | C | A | B | C | B |
| 03 | First American Financial (FAF.US) | B | A | C | D | B | B |
| 04 | Mercury General (MCY.US) | B | B | B | D | B | B |
| 05 | White Mountains (WTM.US) | A | A | D | C | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-06-03T04:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Overweight | 1 | 50% |
| Hold | 1 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 10.45 |
| Highest Target | 14.00 |
| Lowest Target | 14.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/ACIC.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/ACIC.US/norm.md)
- [Related News](https://longbridge.com/en/quote/ACIC.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/ACIC.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**