---
title: "American Financial Group, Inc. (AFG.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/AFG.US.md"
symbol: "AFG.US"
name: "American Financial Group, Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-04-16T05:39:34.187Z"
locales:
  - [en](https://longbridge.com/en/quote/AFG.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/AFG.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/AFG.US.md)
---

# American Financial Group, Inc. (AFG.US)

## Company Overview

American Financial Group, Inc., an insurance holding company, provides property and casualty insurance products in the United States. It operates through Property and Casualty Insurance and Other segments. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks, other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.afginc.com](https://www.afginc.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.57)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 34 / 70 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -0.86% |  |
| Net Profit YoY | -5.07% |  |
| P/B Ratio | 2.25 |  |
| Dividend Ratio | 2.63% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 10850239264.05 |  |
| Revenue | 7941000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 18.13% | A |
| Profit Margin | 10.60% | B |
| Gross Margin | 18.81% | D |
| Revenue YoY | -0.86% | D |
| Net Profit YoY | -5.07% | C |
| Total Assets YoY | 5.86% | C |
| Net Assets YoY | 7.93% | B |
| Cash Flow Margin | 182.07% | B |
| OCF YoY | -0.86% | D |
| Turnover | 0.25 | D |
| Gearing Ratio | 85.23% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - American Financial Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-0.86%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-5.07%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "2.25",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.63%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "10850239264.05",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "7941000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "18.13%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "10.60%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "18.81%",
          "rating": "D"
        },
        {
          "name": "Revenue YoY",
          "value": "-0.86%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-5.07%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.86%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.93%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "182.07%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "-0.86%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.25",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "85.23%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.89 | 38/70 | 14.52 | 13.42 | 12.84 |
| PB | 2.25 | 52/70 | 2.46 | 2.39 | 2.29 |
| PS (TTM) | 1.37 | 38/70 | 1.43 | 1.36 | 1.32 |
| Dividend Yield | 2.63% | 20/70 | 7.22% | 2.56% | 2.38% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Exzeo (XZO.US) | A | A | A | B | B | A |
| 02 | Progressive (PGR.US) | B | B | B | E | B | B |
| 03 | Erie Indemnity (ERIE.US) | B | C | A | B | B | B |
| 04 | Kinsale Capital (KNSL.US) | A | B | D | D | B | B |
| 05 | First American Financial (FAF.US) | B | A | C | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-14T04:00:00.000Z

Total Analysts: **7**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 29% |
| Hold | 5 | 71% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 130.59 |
| Highest Target | 160.00 |
| Lowest Target | 127.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/AFG.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/AFG.US/norm.md)
- [Related News](https://longbridge.com/en/quote/AFG.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/AFG.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**