---
title: "Aflac Incorporated (AFL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/AFL.US.md"
symbol: "AFL.US"
name: "Aflac Incorporated"
industry: "Life and Health Insurance"
datetime: "2026-05-21T13:17:34.876Z"
locales:
  - [en](https://longbridge.com/en/quote/AFL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/AFL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/AFL.US.md)
---

# Aflac Incorporated (AFL.US)

## Company Overview

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S.

| Item | Detail |
|------|--------|
| Industry | Life and Health Insurance |
| Exchange | US Market |
| Website | [www.aflac.com](https://www.aflac.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: C (0.53)**

**Industry**: Life and Health Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 7.24% |  |
| Net Profit YoY | 29.03% |  |
| P/B Ratio | 1.99 |  |
| Dividend Ratio | 2.03% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 59663210446.88 |  |
| Revenue | 18112000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 16.47% | A |
| Profit Margin | 25.60% | A |
| Gross Margin | 47.31% | B |
| Revenue YoY | 7.24% | C |
| Net Profit YoY | 29.03% | B |
| Total Assets YoY | -3.31% | D |
| Net Assets YoY | 13.76% | B |
| Cash Flow Margin | 63.29% | C |
| OCF YoY | 7.24% | C |
| Turnover | 0.15 | D |
| Gearing Ratio | 74.23% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Aflac Incorporated",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "7.24%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "29.03%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.99",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.03%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "59663210446.88",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "18112000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "16.47%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "25.60%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "47.31%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "7.24%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "29.03%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-3.31%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "13.76%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "63.29%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "7.24%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.15",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "74.23%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.87 | 10/23 | 23.34 | 15.51 | 13.89 |
| PB | 1.99 | 19/23 | 2.12 | 2.04 | 1.98 |
| PS (TTM) | 3.29 | 22/23 | 3.59 | 3.32 | 3.25 |
| Dividend Yield | 2.03% | 13/23 | 2.12% | 2.09% | 2.05% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Ping An Insurance (PNGAY.US) | A | B | E | E | A | C |
| 02 | AIA Group (AAGIY.US) | B | B | E | E | B | C |
| 03 | Manulife Financial (MFC.US) | B | B | E | E | B | C |
| 04 | AFLAC (AFL.US) | A | C | D | D | C | C |
| 05 | MetLife (MET.US) | B | C | E | E | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-21T04:00:00.000Z

Total Analysts: **15**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 7% |
| Overweight | 2 | 13% |
| Hold | 8 | 53% |
| Underweight | 1 | 7% |
| Sell | 2 | 13% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 117.22 |
| Highest Target | 126.00 |
| Lowest Target | 97.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/AFL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/AFL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/AFL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/AFL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**